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伴你余生 06-26 05:53

借款人申请住房装修贷款应填写《中国建设银行个人住房装修贷款申请表》并提供如下资料：(一)有效身份证件的原件和复印件；(二)建设银行认可部门出具的借款人收入证明；(三)与装修企业等签订的《家庭装修工程合同》、《购买家庭装修材料合同》、《购买厨卫设备合同》，以及家庭装修预算书；(四)装修企业的营业执照和资格证书复印件；(五)以抵押和质押方式申请贷款的借款人，应提供抵押物或质押财产权利凭证清单、权属证明及有权处分人(包括财产共有人)同意抵押或质押的证明；由第三方提供保证的，应出具保证人同意提供担保的书面文件和有关资信证明材料；(六)贷款行要求提供的其他材料。营业网点应审查客户提交的资料是否齐全，原件与复印件是否一致，并填写《个人消费信贷材料清单》，原件经当前审查后退还贷款申请人。

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