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请问扬州商贷转公积金贷款流程是什么？

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请问扬州商贷转公积金贷款流程是什么？

浏览：87次 | 提问时间： 06-26 09:04

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3个答案

救赎 06-26 09:04

1、借款人到中心领取或在扬州市住房公积金网站下载“职工住房公积金贷款申请表”，由本人填写，收入证明栏加盖单位公章。2、借款人携带相应证明材料到中心提出贷款申请，由中心贷款窗口受理。3、中心对借款申请人进行资格认定和资信审查，确定贷款的额度、期限等要素。4、中心自受理申请之日起五个工作日内作出准予贷款或者不予贷款的决定，并通知申请人;5、准予贷款的，窗口工作人员将通知申请人到受托银行办理贷款相关手续。希望我的回答可以帮助到你。

亲爱的那不是爱情 06-26 09:13

已经申请了住房商业贷款的市民只要符合条件均可将商业贷款置换为公积金贷款扬州这边规定：带着你原商贷的每月还款清单(含银行盖章)和一堆，房产证，土地使用证，原件及复印件，还有公积金贷款申请表(表格是在公积金办事大厅领的)，去公积金办理,第二，你必须先征得你原商贷的银行的同意转为公积金贷款(因为这与你提前还贷的性质是一样的)第三，你的公积金必须要连续缴存满六个月~第四。扬州这边规定 夫妻双方能贷35W 单个人能贷21W，所以你要看看你的贷款金额

亲爱的那不是爱情 06-26 09:21

首先要到银行申请商贷转为公积金贷款，银行会让你提供担保人，有了合适的担保以后你就要去房产局把原来的商业贷款给注销了，接下来就是按照正常的公积金贷款流程来进行贷款了。

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