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住房质押贷款的流程是什么？_其他_设计456问答
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住房质押贷款的流程是什么？
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2个答案
首先质押是短期急用，才会选，特点：最快半天拿钱，按月收利息，短期。首先和你前期的沟通(包括房屋的情况，用多少钱，用多久，费用等)，然后你到公司和风控部门或者老板谈(再核实一下，见见面看是否靠谱)，然后家访，做公证，去建委做抵押登记，放款。
以银行汇票、银行承兑汇票、支票、本票、存款单、国库券等有价证券质押的，质押率最高不得超过90%；以动产、依法可以转让的股份(股票)、商业承兑汇票、仓单、提单等质押的，质押率最高不得超过70%；以其他动产或权利质押的，质押率最高不得超过50%。
