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衡阳按揭买房的流程是怎样的？

浏览：45次 | 提问时间： 06-29 09:56
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1个答案
抱紧我 06-29 09:57

你好，按揭买房现在越来越推行了，流程是：
1、您需要到银行了解相关情况，并办理相关业务，带齐所需提供的资料，申请个人住房贷款。
2、您要接受银行对您的审查，并确定贷款额度。
3、接下来就可以办理借款合同，且由银行代办保险。办理产权抵押登记和公证。
4、最后剩下的就是银行发放贷款，借贷人每月还款和还清本息后的注销登记。

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