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房屋抵押贷款流程是怎样的？需要多长时间？

房屋抵押贷款流程是怎样的？需要多长时间？

浏览：38次 | 提问时间： 06-29 10:44

我要用房子抵押贷款，担保公司拿着不动产证去银行做抵押，已经两个月了款还没下来，有点担心。不知道抵押贷款的流程是怎样的？需要多长时间？

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A1伱不解释 06-29 10:44

抵押贷款的流程是：跟银行签借款合同，提交您的材料，银行评估，抵押登记，出他项权利证，银行放款您是已经拿着不动产证去抵押了那等出他项权利证，放款了抵押登记的时间各个城区不一样：东城区：6个工作日；西城区：5个工作日；朝阳区：批量抵押，抵进去后7-10个工作日海淀区：7个工作日丰台区：7个工作日石景山区：10个工作日；昌平区：批量抵押，抵进去后15个工作日大兴区：5-7个工作日通州区：5-7个工作日顺义区：5个工作日(有土地证的10个工作日)出完他项权利证送到银行，银行就放款

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房屋抵押贷款流程是怎样的？需要多长时间？

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