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二套房公积金贷款流程是什么

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二套房公积金贷款流程是什么

浏览：38次 | 提问时间： 09-03 11:13

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心亦凉 09-03 11:13

住房公积金贷款流程如下:1、贷款人申请住房公积金贷款需到银行提出书面申请,填写住房公积金贷款申请表并如实提供下列资料:(一)申请人及配偶住房公积金缴存证明;(二)申请人及配偶身份证明(指居民身份证、常住户口簿和其他有效居留证件),婚姻状况证明文件;(三)家庭稳定经济收入证明及其它对还款能力有影响的债权债务证明;(四)购买住房的合同、协议等有效证明文件;(五)用于担保的抵押物、质物清单、

还是留不住你 09-03 11:30

北京二套房公积金贷款的分几种情况:1、符合购房政策市民,首套房商业贷款,第二套房公积金贷款利率不变,房贷首付50%;2、符合购房政策市民,首套房公积金贷款,第二套房公积金贷款利率提高,房货首付50%,可贷金额减少,房款高者有可能首付80%情况;3、非京户但符合购房政策市民,首套房无论公积金贷款或商业贷款,不能申请房产贷款。

萌哒哒的我 09-03 11:38

二套房商业贷款转公积金贷款办理流程一、借款申请人到原商贷银行咨询,领取《个人住房公积金转贷资料夹》,按要求填写完毕,提交原商贷银行:二.受托银行与借款申请人进行面谈,审核其提交的申请资料;三.查询并打印借款人及配偶的《个人信用报告》,审核夫妻双方个人信用情况、房贷情况;四.受托银行通过房产部门对借款申请人进行“家庭住房信息查询”;五.对符合贷款条件的借款人,受托银行在公积金系统中进行贷前试算,根据

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