array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(36) "按揭贷款买房需要哪些条件" ["inlink"] => int(0) ["addtime"] => string(10) "1599530139" ["tagid"] => int(1174403) ["id"] => string(7) "1174403" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503950158757906) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1174403" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1174403" } [1] => array(11) { ["tagname"] => string(27) "按揭贷款买房的条件" ["inlink"] => int(0) ["addtime"] => string(10) "1598924269" ["tagid"] => int(1005505) ["id"] => string(7) "1005505" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944202846218) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1005505" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1005505" } [2] => array(11) { ["tagname"] => string(27) "按揭贷款买房的流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923636" ["tagid"] => int(891703) ["id"] => string(6) "891703" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503940984766480) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/891703" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/891703" } [3] => array(11) { ["tagname"] => string(24) "按揭贷款买房条件" ["inlink"] => int(0) ["addtime"] => string(10) "1598924527" ["tagid"] => int(1057353) ["id"] => string(7) "1057353" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945701261343) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1057353" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1057353" } [4] => array(11) { ["tagname"] => string(21) "贷款买房的条件" ["inlink"] => int(0) ["addtime"] => string(10) "1593574946" ["tagid"] => int(218452) ["id"] => string(6) "218452" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503917792362505) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/218452" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/218452" } [5] => array(11) { ["tagname"] => string(24) "按揭贷款买房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924665" ["tagid"] => int(1065731) ["id"] => string(7) "1065731" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945930899488) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1065731" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1065731" } [6] => array(11) { ["tagname"] => string(51) "向银行申请按揭贷款买房需要哪些流程" ["inlink"] => int(0) ["addtime"] => string(10) "1599530139" ["tagid"] => int(1174367) ["id"] => string(7) "1174367" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503950157709326) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1174367" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1174367" } [7] => array(11) { ["tagname"] => string(24) "贷款买房需要条件" ["inlink"] => int(0) ["addtime"] => string(10) "1594371661" ["tagid"] => int(502529) ["id"] => string(6) "502529" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503927814651919) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/502529" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/502529" } [8] => array(11) { ["tagname"] => string(39) "临沂贷款买房都需要哪些条件" ["inlink"] => int(0) ["addtime"] => string(10) "1608597460" ["tagid"] => int(7611030) ["id"] => string(7) "7611030" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504169478914074) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/7611030" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/7611030" } [9] => array(11) { ["tagname"] => string(18) "贷款买房资格" ["inlink"] => int(0) ["addtime"] => string(10) "1598923399" ["tagid"] => int(854531) ["id"] => string(6) "854531" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503939885858850) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/854531" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/854531" } [10] => array(11) { ["tagname"] => string(21) "贷款买房的流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594371661" ["tagid"] => int(502568) ["id"] => string(6) "502568" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503927815700496) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/502568" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/502568" } [11] => array(11) { ["tagname"] => string(27) "济南贷款买房的条件" ["inlink"] => int(0) ["addtime"] => string(10) "1598923730" ["tagid"] => int(933073) ["id"] => string(6) "933073" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942146588693) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/933073" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/933073" } [12] => array(11) { ["tagname"] => string(27) "太原贷款买房的条件" ["inlink"] => int(0) ["addtime"] => string(10) "1598924352" ["tagid"] => int(1020854) ["id"] => string(7) "1020854" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944630665239) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1020854" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1020854" } [13] => array(11) { ["tagname"] => string(27) "贷款买房要哪些条件" ["inlink"] => int(0) ["addtime"] => string(10) "1594371661" ["tagid"] => int(502524) ["id"] => string(6) "502524" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503927814651914) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/502524" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/502524" } [14] => array(11) { ["tagname"] => string(27) "按揭贷款买房的程序" ["inlink"] => int(0) ["addtime"] => string(10) "1598924269" ["tagid"] => int(1006383) ["id"] => string(7) "1006383" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944226963486) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1006383" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1006383" } [15] => array(11) { ["tagname"] => string(24) "需要满足哪些条件" ["inlink"] => int(0) ["addtime"] => string(10) "1600480630" ["tagid"] => int(1380001) ["id"] => string(7) "1380001" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503957881520146) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1380001" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1380001" } [16] => array(11) { ["tagname"] => string(27) "商业贷款买房的条件" ["inlink"] => int(0) ["addtime"] => string(10) "1598924352" ["tagid"] => int(1012735) ["id"] => string(7) "1012735" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944404172801) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1012735" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1012735" } [17] => array(11) { ["tagname"] => string(27) "银行贷款买房的条件" ["inlink"] => int(0) ["addtime"] => string(10) "1598924527" ["tagid"] => int(1046544) ["id"] => string(7) "1046544" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945400320007) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1046544" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1046544" } [18] => array(11) { ["tagname"] => string(90) "非本地户口的在广州市买房贷款买房需要满足什么条件到哪里办理的" ["inlink"] => int(0) ["addtime"] => string(10) "1599534201" ["tagid"] => int(1237239) ["id"] => string(7) "1237239" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952294707222) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1237239" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1237239" } [19] => array(11) { ["tagname"] => string(18) "贷款买房按揭" ["inlink"] => int(0) ["addtime"] => string(10) "1598923730" ["tagid"] => int(919989) ["id"] => string(6) "919989" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941773295637) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/919989" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/919989" } } ["counts"] => int(768749) ["pagecount"] => float(38438) }

当前位置：首页>

装修问答

其他

买房贷款资格需要满足哪些条件？按揭贷款买房的流程是怎样的？

买房贷款资格需要满足哪些条件？按揭贷款买房的流程是怎样的？

浏览：33次 | 提问时间： 06-30 04:24

分享到：

1个答案

万人嫌 06-30 04:25

别以为还只有买房才需要满足相应的资格条件，事实上，买房申请贷款也需要满足相应的资格条件才能申请到。那么买房贷款资格需要满足哪些条件？按揭贷款买房的流程是怎样的？除了年龄之外，买房贷款资格还需要满足稳定收入与抵押物和首付款的要求。一、买房贷款资格需要满足哪些条件？1.年满18周岁且具有完全的民事责任承担能力，具有城镇居民常住户口或合法有效的居住身份证明；2.交齐首期购房款；3.有稳定合法收入，有还款付息能力；4.申请时购房者有不低于购房价款30%的自有资金。5.借款人同意以所购房屋及其权益作为抵押物；6.所购二手房的产权明晰，符合政府规定的可进入房地产市场流通的条件；7.所购房屋不在拆迁公告范围内。8.贷款银行要求的其他条件。二、按揭贷款买房的流程是怎样的？1.开发商向贷款行提出按揭贷款合作意向；2.贷款行对开发商开发项目、建筑资质、资信等级、负责人品行、企业社会商誉、技术力量、经营状况、财务情况进行调查，并与符合条件的开发商签订按揭贷款合作协议；3.购房人与开发商签订《商品房买卖合同》，并根据合同要求，付清所需首付房款；4.自首付款付清之日起七日内购房人提供符合按揭银行要求的资料，直接向开发商合作银行提出申请按揭贷款。具体包括：《商品房买卖合同》(备案登记)、购房首付款收据、身份证、婚姻证明、收入证明及银行认为需要提供的其他资料；5.贷款行对购房人的各方面情况及手续进行调查、审查，与符合基本条件的购房人(包括购房人配偶)办理初步手续，具体包括借款申请书、共同还款声明、承诺、谈话笔录、借款合同、借据等；随后购房人在贷款行开立存款账户或银行卡，银行报上级行进行审批；6.申请审批期限一般为7日内。对超过该期限的，营销部及时与银行对接、了解情况、解决问题，积极协助购房人办妥贷款，及时与按揭银行签订阶段担保手续。买房贷款资格需要满足哪些条件？按揭贷款买房的流程是怎样的？满足了在本地购房房屋的资格条件，那么相应的贷款条件您又满足了吗？

装修问答

其他

买房贷款资格需要满足哪些条件？按揭贷款买房的流程是怎样的？

最新问题

相关搜索

最新推荐

买房贷款资格需要满足哪些条件？按揭贷款买房的流程是怎样的？