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预算有90万，每月可承受还贷10000能买什么样的二手房？

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每月还贷计算公积金每月还贷什么样的木门不能买什么样的房子不能买在捷信贷款10000每月还多少钱买床买什么样的好90平10万能装修成什么样90平6万能装修成什么样宁愿花10000买床垫女子花90万买二手房现在买床买什么样的好买什么样的沙发买什么样的烤箱什么样房子不能买什么样楼房不能买12万能装修什么样的二手房能买吗茶几买什么样的好挂烫机买什么样的好用买什么样的沙发好

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预算有90万，每月可承受还贷10000能买什么样的二手房？

浏览：56次 | 提问时间： 06-30 04:27

个人情况:预算有90万，每月可承受还贷10000元，首次购房，购买二手房，可以购买总价多少万的房子，首付比例是多少。听说旧的二手房，首付比例很高，不知道是怎么规定的？谢谢。

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1个答案

思念太猖狂 06-30 04:28

您好，很高兴为您解答，如果您目前的首付是90万，您可以购买大概250万左右的房子，因为二手房有评估值，所以不是像新房一样首付三成就可以。具体贷款是根据房屋的新旧程度和您成交的价格来评估的，一般商业贷款是8.5成到9成，如果比较新的小区评估值能到9.5成。例如：成交总价是250万。这样9成的评估值是225万。贷款首套能贷7成，是157万。这样您的首付是250万减去157万，是93万的首付。如果贷款157万，月供现在能到基准利率的8.5折，30年月供是7645.9元。您还月供没有问题。

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