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谁告诉我如何进行装修贷款申请

谁告诉我如何进行装修贷款申请

浏览：39次 | 提问时间： 09-04 03:16

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Flowers 09-04 03:17

1.借款人申请办理住房装修贷款,须到开办该项业务的营业网点提出申请,填写申请表,提交相关资料、办理有关担保手续;2.客户经理调查、审核同意后,报经有权审批部门审批同意后,签订借款合同;3.客户经理办理放款手续,将款项转入借款人在我行个人结算账户上,客户即可使用贷款资金;4.借款人到营业柜台还款,或在存款账户或银行卡上留足还款金额,委托贷款银行代扣还款;5.贷款结清后,银行与客户解除债权债务关系

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