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请问下普通银行贷款和公积金贷款之间相差多少钱

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请问下普通银行贷款和公积金贷款之间相差多少钱

浏览：48次 | 提问时间： 09-04 12:01

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6个答案

我感觉自己萌萌哒 09-04 12:01

如果有公积金自然是用公积金好了,毕竟可以省不少利息;商贷利息总和为152385.58元、公积金的利息总和为102104.96元,两者相差50280.62元。

回忆已老去的痕迹斑斑 09-04 12:10

凡是涉及银行存贷款利率的,都是全国一致。

深情难相拥不平胸何以平天下 09-04 12:18

网上有房贷计算器,把你的贷款金额和你年限输进去,就能很明确的看到差距

人心太拥挤 09-04 12:26

没有这样的规定。现行的公积金的贷款10年期的每万每月的还款数额为107.14元。所以你现在的应还月供为:107.14*10

你爱我若能倒着说 09-04 12:35

1071.4元。但需要注意的是,现在的公积金贷款实行自由还款,有可能比这种方法计算的数额更高,关键看你是否曾经打电话给公积金客服中心调整你的还款数额,如果调整过,还款额就会有可能高于1071.4元。

封存昨天 09-04 12:43

你好,根据央行最新标准,目前个人贷款5年以上基准利率为5.94%,五年以上住房公积金贷款利率为3.87%。

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