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江门装修贷款怎么申请

江门装修贷款怎么申请

浏览：41次 | 提问时间： 09-07 11:01

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太多的话无力诉说 09-07 11:02

江门市公积金贷款装修的申请流程是这样的:首先贷款人须有本市城镇常住户口或有效居留身份,另外,自申请之日向前推,连续足额缴存住房公积金12个月以上(夫妻都缴存公积金的只允许一人贷款);申请人还需要有符合法律规定的购房、建房、大修自住住房的合同(协议)及有关材料;并且具有稳定的经济收入,有偿还贷款本息的能力(由所在单位出具月收入证明);此外就是申请人要具有一定比例的自筹资金。购买商品房、经济适用住房的

浮华与肤浅 09-07 11:18

个人住房公积金贷款是国家为职工提供的政策性低息住房贷款。只要按时足额缴存住房公积金,在购买、建造、大修自住住房时,向住房公积金管理中心申请的以住房公积金为资金来源的住房贷款。这是国家推出的惠民政策,为了大家更好的入住到新房中,不用为房屋装修发愁。其条件也没有那么苛刻,只要符合要求就可以申请啦。

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