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房屋保险要多少钱谁可以说说

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房屋保险要多少钱谁可以说说

浏览：35次 | 提问时间： 06-30 10:34

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2个答案

时光会撒谎 06-30 10:35

保险公司办理房屋火灾保险金为房屋价值的2/3,按规定每元保险金一年应交付保险费1分5厘(即保险率1.5%)。
        1.保险事故发生时，被保险人应尽力采取必要的措施，防止或减少损失，并立即通知保险公司，同时向公安、消防等有关部门报案；
　　2.索赔时，要向保险公司提供保险单、损失清单、发票、费用单据和有关部门证明，如消防火灾证明、公安部门的盗窃证明、气象证明等，各项单证、证明要真实、可靠；
　　3.保险责任范围内的损失后，如果应该由第三者赔偿的，被保险人可以向保险公司或第三者索赔，如果向保险公司索赔，被保险人自收到赔款之日起，向保险公司转移向第三者代位索赔的权利，并积极协助，提供必要的文件及有关情况；
　　4.保险人如将家庭财产同时向几家保险公司投保，出险后要同时向几家保险公司报案，各保险公司将根据各自的保险金额所占比例计算赔偿，各家赔偿公司赔款合计不会超过被保险人的实际损失；
　　5.家庭财产中，如果房屋及室内装璜未足额投保，保险公司要按比例赔偿，室内财产分项承保，按实际损失赔付，但以不超过分项保险金额为限；
　　6.被保险人的索赔期限：为自其知道保险事故发生之日起，不得超过二年；
　　7.发生盗抢事故后，经公安部门确认，且三个月内未破案，保险公司负责赔偿。
价格来源网络，仅供参考，谢谢。

悄然入梦 06-30 10:43

房屋地震保险的保费大约在5百元左右，所提供的保额高达五十万元以上，因此，投保性价比极高。至于怎么购买房屋地震保险，被保险人与保险标的物具有保险利益关系。如果家庭大部分财产出现了变更，一定要到保险公司进行保单内容的变更。价格来源网络，仅供参考

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