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请问二手房贷按揭费用

浏览：51次 | 提问时间： 06-30 10:34
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3个答案
剪一袭长发 06-30 10:35

房屋按揭贷款的年限大多数可以申请得到1-30年。不过个人的购房情况不同，可以申请的房屋按揭贷款年限不同。如一手房按揭贷款的年限一般会比二手房按揭贷款的年限长一些;年龄较大的人可以申请的房屋按揭贷款年限相对来说也比较短。
希望我的回答对您有帮助

薄情会让人惋惜深巷 06-30 10:43

目前公积金贷款采用住房置业担保公司对住房公积金个人购房贷款予以保证的担保方式,所以须支付担保费,具体咨询给你办了公积金贷款的服务公司或者房管局等部门。
厦门公积金贷款的担保费是根据贷款金额和年限综合计算的。建议您存入足够的现金,以免造成还款逾期。只要涉及到公积金贷款的,不管是二手房还是一手房都要按规定缴纳公积金的保证金。
二手房办按揭贷款都7种费用：
1、保险或担保费
2、契税　　
3、抵押登记费　　
4、工本费
5、代办费6、维修基金　　
7、测量费
希望我的回答对你有所帮助！

别回头没人在身后 06-30 10:51

A、服务费：贷款额×2%(最低1000元)； B、评估费：评估价×5‰(最低收费400元)； C、公证费：贷款额×1‰； D、抵押登记费：80元； E、保险费：(贷款本息和与房价之比)的最低值×0.5‰×系数(贷款年限+1)价格来源于网络，仅供参考

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