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武汉装修房子可以用公积金贷款吗了解的说下

武汉装修房子可以用公积金贷款吗了解的说下

浏览：50次 | 提问时间： 06-30 10:47

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3个答案

空城空旧忆 06-30 10:48

可以!但是要满足一系列的条件!

　　职工有下列住房消费情况之一，且未申请住房公积金贷款(含住房公积金组合贷款)的，可以提取本人及配偶的住房公积金：
　　(一)购买商品房、经济适用房、房改房、集资建房、二手房的；
　　(二)建造、翻修、大修自住住房的；
　　(三)通过市场租赁方式依法租赁住房，并且每月房租超出家庭月工资收入20%的(按照职工夫妻双方计缴住房公积金月工资收入之和计算)；
　　(四)租赁本市政府廉租住房的。

慝 06-30 10:56

按照《住房公积金管理条例》规定,购买房屋和房屋大修可以使用住房公积金,购买房屋必须提供购房合同和首期付款凭证,而房屋大修则要提交房屋鉴定机构出具的鉴定书。住房的装修,一般性的小修,中修不能使用住房公积金。
希望答案对你有帮助

予取予求 06-30 11:05

肯定的说还是能够使用公积金装修房屋的。但能不能使用公积金贷款不是由装修公司的资质决定的,所以也就是说,不管装修公司有多好,与使用公积金没有关联;另外,虽然没有产证,但是按照动迁房也是应该有相关手续的,拿好你的动迁房的相关手续,再由单位开具相关证明,再去公积金管理中心,手续办好后,就能动用你的公积金账户了。希望我的回答能对你有帮助。

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