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求问大家郑州二手房按揭贷款费用如何计算，有没有有经验的人可以告诉我一下？

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求问深圳布吉南岭小产权房哪里有比较好的？大概多少钱?求问土地证什么时候办理，具体流程是？求助大家一个问题房子提前还贷流程一般是怎样的如果是赠与性质的房产过户大概是多少钱？有没有5年的期限呢？如何补办土地使用证？流程是怎样的呢？弱弱的问下无房产证明如何开，具体的流程是怎样的？厦门房产证办理流程有人了解吗？有没有网友晓得？商铺房产证办理费用情况哪位清楚？有什么流程？商品房预售许可证办理流程哪位熟悉？有这个证就能卖房吗？商业用房房产证办理需要交多少费用？介绍下上海房产证去名字费用一般是多少？需要哪些流程？上海房贷提前还款流程是什么？提前还款流程？上海房贷提前还款流程是什么？有谁知道的不上海经济适用房房产证怎么办理？走什么流程？深圳房产证过户费用计算方法是怎样子的？一般有哪些规定的呢？

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求问大家郑州二手房按揭贷款费用如何计算，有没有有经验的人可以告诉我一下？

浏览：39次 | 提问时间： 06-30 10:56

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5个答案

Ace离殇 06-30 10:56

南阳二手房大按揭流程：如果你想贷款买二手房，需要你买的二手房房主“配合你贷款”。双方在交付定金，签定二手房买卖合同以后去银行申请二手房贷款。银行审核你的贷款资质，评估你购买的二手房价值，然后面签，过户，做公证等，在过户的同时交给房东首付款，最后贷款(尾款)通过后直接打给原房东的。费用的话谁也没法给你一个准确的数字，银行收的费用一般就是评估费，公证费，有些还收代办他项费。如果你买的房子不大，这些费用高不到哪里去。买二手房除去房价，最大的费用应该是过户费。

玫瑰爱人Amour 06-30 11:05

二手房按揭贷款计算：不管是一手房还是二手房，执行相同的利率标准。目前房贷基本年利率是:6.15%(贷款年限五年以上)，6%(贷款年限五年以下)。银行会根据贷款申请人条件给予相应的折扣优惠，目前最低可以打85折;如果信用等级是次级以上，利率会上浮10-30%。

Autsm孤独症 06-30 11:13

二手房按揭贷款计算：净首付款

比剪刀手De小二貨 06-30 11:22

实际成交价-客户贷款额(净首付款：不包括国家税费和中介服务佣金的首付款)贷款额

祠梦余生 06-30 11:30

二手房评估价*80%(首次贷款额度可达80%)贷款额估算方式,可用合同价*85%，预估出大致评估价格。如果是二手房首套购房，则二手房按揭贷款首付至少30%，可贷款70%；如果是二套购房，二手房按揭贷款首付不低于70%，利率为6.55%。

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