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      ["tagname"] => string(36) "买房验资必须是本人账户么"
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      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1144638"
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      ["tagname"] => string(45) "我想问一下武汉装修贷款如何申请"
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      ["tagname"] => string(54) "我想问一下可以把洗衣机放洗脸池下面吗"
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      ["tagname"] => string(57) "我想问一下家用熨斗是挂式还是哪种老式好"
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      ["tagname"] => string(18) "水电账户共用"
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}

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我想问一下装修贷款是必须放款到装修公司账户，还是可以另立账户？

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我想用设备来按揭贷款，请问有什么需要注意的嘛？我想赠与妈妈的房产，要交多少税，一共的费用是多少？我想知道办房产证费用多少钱的？是不是很贵的啊？我想知道下二手房可按揭吗按揭的流程都有哪些我想咨询下新房按揭买房流程哪位了解？我想咨询一下如果发生二手房过户，费用该由谁交我需要大家帮忙提供上海卖房流程，谁知道？我要打听一下关于购房网签流程是怎样的？我要买套二手房，请问都要交那些费用？？我已经提前还清了银行贷款啊,可以撤消担保公司的房产证抵押吗?我在农行想提前还贷，需要什么流程？如何操作？我正在还房贷，还能贷款装修吗？我最近遇到一些问题，有谁知道经济适用房有装修吗？无锡办理产权证的费用是多少？办理流程是怎样的呢？无锡拆迁安置房的过户费用是怎么算的?

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我想问一下装修贷款是必须放款到装修公司账户，还是可以另立账户？

浏览：51次 | 提问时间： 06-30 10:56

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2个答案

终遇你 06-30 10:57

1.公积金装修贷款申请人向住房置业担保公司提出借款申请，同时交验有关证明和资料；2.银行对借款人交验的证明和资料审查通过后，借款申请人据此与装修公司签订装修合同并将合同正本交给银行；3.借贷双方签订《借款合同》和相应的担保合同。以住房作抵押的借款人应办理《个人住房抵押合同》的公证，抵押住房保险和房地产抵押登记手续；4.银行办妥借款担保手续或收押《房地产其他权利证明》后办理放款手续；5.银行受借款人委托，按借款合同约定时间以支付装修用款名义将贷款以转账的方式划至装修公司指定的银行开立账户。

坚强的泡沫 06-30 11:05

1、装修的房子必须是借款人本人的；2、装修贷款的资金会直接打入装修公司账户中，不会发放给借款人；3、按银行的规定个人消费贷款一般不允许提取现金。银行会将款项打到装修公司的账户中；4、贷款期限一般不超过5年；5、要记住还贷时间，及时还款。

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