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谁清楚按揭付款买房的流程？我不知道是怎么操作的所以问问大家_其他_设计456问答
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谁清楚按揭付款买房的流程？我不知道是怎么操作的所以问问大家

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谁清楚按揭付款买房的流程？我不知道是怎么操作的所以问问大家

浏览：41次 | 提问时间： 06-30 10:56
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3个答案
smle 06-30 10:57

你好，按正常流程来说应该在过户当天给卖方。既然问题中说道首付，那应该就是按揭买房。流程如下：1、签定合同，买方把定金给卖方；2、向银行申请贷款，审核通过后，去过户；3、过户当天，先验资，确定买方支付首付款能力，再过户，过户后买方将首付款给卖方；4、领取新证后，在房管所做抵押登记，再将房产证送回银行抵押，等待银行放款给卖方。

告知我 06-30 11:05

你好，按正常流程来说应该在过户当天给卖方。既然问题中说道首付，那应该就是按揭买房。流程如下：1、签定合同，买方把定金给卖方；2、向银行申请贷款，审核通过后，去过户；3、过户当天，先验资，确定买方支付首付款能力，再过户，过户后买方将首付款给卖方；4、领取新证后，在房管所做抵押登记，再将房产证送回银行抵押，等待银行放款给卖方。

Amo心若依旧 06-30 11:14

买房分为全额付款和按揭付款。按揭付款就是首付一定比例(二手房目前一般最低三成，新房房两成)，才能申请银行贷款，申请后该贷款作为房款交给卖家

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