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请问买新房贷款需要准备什么资料呢？另外就是需要交纳些什么费用呢？

请问买新房贷款需要准备什么资料呢？另外就是需要交纳些什么费用呢？

浏览：42次 | 提问时间： 06-30 10:56

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3个答案

据说接吻可以长高喔 06-30 10:57

无论用什么贷款，首套三成，二套六成，三套全额都是定死的，如果你首套公积金已经还清，那么你二套应该还是可以继续申请公积金贷款，只要上限金额足够，就不需要办理商业贷款，毕竟利率高了将近3个百分点呢。不过具体好不好贷要看你办理贷款的银行对住房贷款(尤其是二套房)房贷的松紧程度了，你可以从银行的工作人员那里了解一下。另外二手房的话五年分水岭，你需要仔细核算一下了。会差不少钱哦！

伴我久久 06-30 11:05

没有人 06-30 11:14

相对新房子要麻烦些，二手房公积金贷款好像只能委托给长房置换公司来办，个人好像办不了。大概要45天能办完。需要不少东西呢，还要看你那个房子有没有产权和土地证什么的。具体的你到长房置换公司打听一下就都明白了！

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请问买新房贷款需要准备什么资料呢？另外就是需要交纳些什么费用呢？

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