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卖按揭房流程是怎样的？问问

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毛坯房和精装修的房子有什么优劣?大家说买哪种好毛坯和精装的区别，买哪种房好?没理解这块没有深圳户口，现有一套房，可以买公司集资微利房吗？门头沟商住两用房多少钱一平米？商住两用房的政策是什么呢？绵阳买房按揭有哪些流程？貌似有点复杂目前滨州房产过户需要缴纳哪些费用？牧区的房子也可以办房本吗？办理房本的流程是怎样的？哪个来说一下二手房交易需交哪些费用？哪个来说一下买二手房都需要哪些费用？都来说说看哪个了解二手房需要什么费用？有什么值得注意的哪个能说说经济适用房购房流程有哪些？哪个能说说深圳蛇口办公室装修找哪家好？哪个清楚房产证上换名字的费用是多少？哪个银行可以做装修贷款哪个银行能申请装修贷款？房屋装修也能申请贷款？

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卖按揭房流程是怎样的？问问

浏览：37次 | 提问时间： 06-30 10:56

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悲傷過後 06-30 10:57

卖按揭房流程：1.提供资料合同收据身份证件户口本结婚证(已婚)收入证明还款额的两倍以上2.和银行签订贷款合同借据签字3.银行内部审核电脑录入总行审批4.银行根据自己的审核的结果和自己资金安排确定房款时间5.房款到房产公司账户上后你去房产公司那里拿回贷款合同和还款明细就可以了6.按照贷款合同上的还款日期在到期前存入应还金额就完成了。

沉澄荒 06-30 11:05

一、二手房按揭贷款流程是怎样的1、确定按揭服务公司和贷款方案借款人在办理贷款前首先需要与中介确定按揭服务公司，并向按揭服务公司提出贷款咨询，确定贷款方案。2、查询公积金(如需公积金贷款)与卖方确定购房意向后，借款人提供公积金帐号，由按揭服务公司进行公积金查询，确定可贷款的金额和贷款年限。3、签定房屋买卖合同借款人与卖方签定房屋买卖合同。由于交易中心要求不同，江岸、江汉、桥口、洪山等区的房屋，需在合同签好后到所在区域的交易中心办理房屋过户。4、准备贷款资料，审核贷款资质按揭服务公司协助借款人按照银行要求准备贷款资料，有的房屋需要由指定的评估公司进行房价评估；并且由按揭服务公司进行初步审核。5、签贷款协议，公证，保险按揭服务公司将初审后的贷款资料交贷款银行审核，通过后，按揭服务公司将安排借款人与银行签定贷款协议和办理协议公证，同时收取费用，包括房屋保险费等。6、办理房屋过户和抵押手续借款人到房屋所在区的交易中心办理房屋过户和抵押手续，并将抵押收件收据通过按揭服务公司交贷款银行。7、办理房产证和抵押证明贷款人的房产证和他项权利证明办出后，按揭服务公司将您的产证复印件和他项权利证明原件交银行。8、银行放款银行在收到借款人的以上两证后，按揭服务公司将所贷金额发放给借款人。二、二手房贷款要什么资料1、申请人和配偶及符合条件参与计算住房公积金贷款额度的直系亲属的身份证(并随带身份证复印件)每人各1份；2、申请人和配偶及符合条件参与计算住房公积金贷款额度的户口薄(并随带户口薄复印件)各1份，如申请人与配偶不是同一户口的，需另附婚姻关系说明；3、原产权证1份；现房权证中应注明是商品房或安居房；4、经由交易中心提供的武汉市房地产买卖合同2份；5、房价30%或以上预付款收据原件及复印件1份。

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