array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(21) "要准备哪些材料" ["inlink"] => int(0) ["addtime"] => string(10) "1600481566" ["tagid"] => int(1508053) ["id"] => string(7) "1508053" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503962137690121) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1508053" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1508053" } [1] => array(11) { ["tagname"] => string(54) "北京工作居住证海淀办理要准备哪些材料" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1207514) ["id"] => string(7) "1207514" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951247179780) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207514" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207514" } [2] => array(11) { ["tagname"] => string(24) "按揭贷款办理流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594371661" ["tagid"] => int(506509) ["id"] => string(6) "506509" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503927929995267) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/506509" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/506509" } [3] => array(11) { ["tagname"] => string(24) "办理按揭贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923730" ["tagid"] => int(933326) ["id"] => string(6) "933326" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942153928727) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/933326" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/933326" } [4] => array(11) { ["tagname"] => string(57) "哪个清楚苏州市居住证办理要准备哪些材料" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1207400) ["id"] => string(7) "1207400" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951242985486) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207400" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207400" } [5] => array(11) { ["tagname"] => string(27) "装修要准备哪些材料" ["inlink"] => int(0) ["addtime"] => string(10) "1606727814" ["tagid"] => int(6023685) ["id"] => string(7) "6023685" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504115723665430) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/6023685" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/6023685" } [6] => array(11) { ["tagname"] => string(33) "北京办理护照流程是什么" ["inlink"] => int(0) ["addtime"] => string(10) "1599530139" ["tagid"] => int(1180814) ["id"] => string(7) "1180814" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503950387347460) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1180814" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1180814" } [7] => array(11) { ["tagname"] => string(33) "按揭贷款房产证办理流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924010" ["tagid"] => int(962622) ["id"] => string(6) "962622" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943009566746) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/962622" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/962622" } [8] => array(11) { ["tagname"] => string(45) "蚌埠办理公积金买房的流程是什么" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1195446) ["id"] => string(7) "1195446" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503950850818073) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1195446" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1195446" } [9] => array(11) { ["tagname"] => string(45) "衢州办理公积金买房的流程是什么" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1195496) ["id"] => string(7) "1195496" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503950852915209) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1195496" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1195496" } [10] => array(11) { ["tagname"] => string(33) "装修新房要准备哪些材料" ["inlink"] => int(0) ["addtime"] => string(10) "1606814382" ["tagid"] => int(6162903) ["id"] => string(7) "6162903" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504119849811992) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/6162903" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/6162903" } [11] => array(11) { ["tagname"] => string(33) "新房装修要准备哪些材料" ["inlink"] => int(0) ["addtime"] => string(10) "1605661411" ["tagid"] => int(5105367) ["id"] => string(7) "5105367" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504084826325026) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/5105367" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/5105367" } [12] => array(11) { ["tagname"] => string(27) "装修材料要准备哪些" ["inlink"] => int(0) ["addtime"] => string(10) "1606727762" ["tagid"] => int(5918301) ["id"] => string(7) "5918301" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504111640510485) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/5918301" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/5918301" } [13] => array(11) { ["tagname"] => string(33) "装修要准备哪些材料清单" ["inlink"] => int(0) ["addtime"] => string(10) "1606727814" ["tagid"] => int(6023686) ["id"] => string(7) "6023686" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504115723665431) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/6023686" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/6023686" } [14] => array(11) { ["tagname"] => string(33) "北京装修要准备哪些材料" ["inlink"] => int(0) ["addtime"] => string(10) "1603789692" ["tagid"] => int(3494447) ["id"] => string(7) "3494447" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504030641160193) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/3494447" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/3494447" } [15] => array(11) { ["tagname"] => string(30) "土地证办理流程是什么" ["inlink"] => int(0) ["addtime"] => string(10) "1593575176" ["tagid"] => int(284157) ["id"] => string(6) "284157" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503919867494408) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/284157" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/284157" } [16] => array(11) { ["tagname"] => string(45) "烟台办理公积金买房的流程是什么" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1195342) ["id"] => string(7) "1195342" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503950847672339) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1195342" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1195342" } [17] => array(11) { ["tagname"] => string(33) "装修房子要准备哪些材料" ["inlink"] => int(0) ["addtime"] => string(10) "1606814354" ["tagid"] => int(6128992) ["id"] => string(7) "6128992" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504118854713376) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/6128992" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/6128992" } [18] => array(11) { ["tagname"] => string(39) "装修新房要准备哪些材料清单" ["inlink"] => int(0) ["addtime"] => string(10) "1606814382" ["tagid"] => int(6162904) ["id"] => string(7) "6162904" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504119849811993) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/6162904" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/6162904" } [19] => array(11) { ["tagname"] => string(51) "购房贷款需要哪些材料具体流程是什么" ["inlink"] => int(0) ["addtime"] => string(10) "1599534257" ["tagid"] => int(1268029) ["id"] => string(7) "1268029" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503953359011862) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1268029" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1268029" } } ["counts"] => int(1868903) ["pagecount"] => float(93446) }

当前位置：首页>

装修问答

其他

我家是绵阳的，想问问住房按揭贷款办理流程是什么？要准备哪些材料？

我家是绵阳的，想问问住房按揭贷款办理流程是什么？要准备哪些材料？

浏览：68次 | 提问时间： 07-01 04:34

分享到：

3个答案

剪掉长发忘掉他 07-01 04:35

绵阳买房按揭流程：(1)选择房产购房者如想获得楼宇按揭服务，在选择房产时应着重了解这方面的内容。购房者在广告中或通过销售人员的介绍得知一些项目可以办理按揭贷款时，还应进一步确认发展商开发建设的房产是否获得银行的支持，以保证按揭贷款的顺利取得。(2)贷款申请购房者在确认自己选择的房产得到银行按揭支持后，应向银行或银行指定的律师事务所了解银行关于购房者获得按揭贷款支持的规定，准备有关法律文件，填报《按揭贷款申请书》。(3)签订购房合同银行收到购房者递交的按揭申请有关法律文件，经审查确认购房者符合按揭贷款的条件后，发给购房者同意贷款通知或按揭贷款承诺书。购房者即可与发展商或其代理商签订《商品房预售、销售合同》。(4)签订楼宇按揭合同购房者在签订购房合同，并取得交纳房款的凭证后，持银行规定的有关法律文件与发展商和银行签订《楼宇按揭抵押贷款合同》明确按揭贷款数额、年期、利率、还款方式及其他权利义务。(5)办理抵押登记、保险购房者、发展商和银行持《楼宇按揭抵押贷款合同》及购房合同到房地产管理部门办理抵押登记备案手续。对期房，在竣工后应办理变更抵押登记。在通常情况下，由于按揭贷款期间相对较长，银行为防范贷款风险，要求购房者申请人寿、财产保险。购房者购买保险，应列明银行为第一受益人，在贷款履行期内不得中断保险，保险金额不得少于抵押物的总价值。在贷款本息还清之前，保险单交由银行执管。(6)开立专门还款账户购房者在签订《楼宇按揭抵押贷款合同》后，按合同约定，在银行指定的金融机构开立专门还款账户，并签订授权书，授权该机构从该账户中支付银行与按揭贷款合同有关的贷款本息和欠款。银行在确认购房者符合按揭贷款条件，履行《楼宇按揭抵押贷款合同》约定义务。并办理相关手续后，一次性将该贷款划入发展商在银行开设的银行监管账户，作为购房者的购房款阶段性担保的的个人住房贷款业务。

从不相识到不相认 07-01 04:43

按揭房再次申请贷款的流程是什么?据了解，需要经过以下流程：　　1、借款人了解咨询自己的按揭房是否可办再贷款。具体您可直接点击本网首页，联系首页贷款顾问咨询;　　2、借款人在了解自己的房子以及自己的条件符合按揭房再贷款条件后，准备按揭房再贷款所需的相关资料，到贷款部门提出贷款申请，提交资料;　　3、资料提交成功，贷款机构审核资料;　　4、资料审核经过，双方签订贷款协议;　　5、协议签订完毕，贷款机构发放贷款。　　此外，借款人办理贷款前，也一定要提前详细咨询了解，然后再根据自身的实际情况来申请贷款，并做好合理的还款计划，以增加成功获贷的机率。

过不去 07-01 04:51

二手房按揭贷款流程是怎样的1、确定按揭服务公司和贷款方案借款人在办理贷款前首先需要与中介确定按揭服务公司，并向按揭服务公司提出贷款咨询，确定贷款方案。2、查询公积金(如需公积金贷款)与卖方确定购房意向后，借款人提供公积金帐号，由按揭服务公司进行公积金查询，确定可贷款的金额和贷款年限。3、签定房屋买卖合同借款人与卖方签定房屋买卖合同。由于交易中心要求不同，江岸、江汉、桥口、洪山等区的房屋，需在合同签好后到所在区域的交易中心办理房屋过户。4、准备贷款资料，审核贷款资质按揭服务公司协助借款人按照银行要求准备贷款资料，有的房屋需要由指定的评估公司进行房价评估；并且由按揭服务公司进行初步审核。5、签贷款协议，公证，保险按揭服务公司将初审后的贷款资料交贷款银行审核，通过后，按揭服务公司将安排借款人与银行签定贷款协议和办理协议公证，同时收取费用，包括房屋保险费等。6、办理房屋过户和抵押手续借款人到房屋所在区的交易中心办理房屋过户和抵押手续，并将抵押收件收据通过按揭服务公司交贷款银行。7、办理房产证和抵押证明贷款人的房产证和他项权利证明办出后，按揭服务公司将您的产证复印件和他项权利证明原件交银行。8、银行放款银行在收到借款人的以上两证后，按揭服务公司将所贷金额发放给借款人。二、二手房贷款要什么资料1、申请人和配偶及符合条件参与计算住房公积金贷款额度的直系亲属的身份证(并随带身份证复印件)每人各1份；2、申请人和配偶及符合条件参与计算住房公积金贷款额度的户口薄(并随带户口薄复印件)各1份，如申请人与配偶不是同一户口的，需另附婚姻关系说明；3、原产权证1份；现房权证中应注明是商品房或安居房；4、经由交易中心提供的武汉市房地产买卖合同2份；5、房价30%或以上预付款收据原件及复印件1份。

装修问答

其他

我家是绵阳的，想问问住房按揭贷款办理流程是什么？要准备哪些材料？

最新问题

相关搜索

最新推荐

我家是绵阳的，想问问住房按揭贷款办理流程是什么？要准备哪些材料？