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谁知道杭州贷款买房流程有哪些？需要带什么？

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谁知道杭州贷款买房流程有哪些？需要带什么？

浏览：42次 | 提问时间： 07-01 04:34

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2个答案

最青春的出走‥‥ 07-01 04:34

大家都知道买房是可以贷款的，可是很多人不知道装修其实也是可以贷款的呢！装修贷款最长的年限一般是5年，具体的流程是：1.提供必要的资料：借款人及其配偶身份证、婚姻证明、户口、收入证明、近半年银行流水、房产证明(房产证、买卖合同、抵押合同、借款合同)2.资产证明(汽车行驶证复印件、房产证/购房合同复印件、存款证明)3.像贷款公司或者银行提出贷款申请4.签订贷款服务合同5.贷款抵押登记6.发放装修贷款7.进行贷款还款以上是关于装修贷款方面的分享，各地的政策略有差异，建议您咨询当地的相关机构吧。

浣歌 07-01 04:43

按揭贷款买房流程：你需要先知道该楼盘在哪家银行办理按揭贷款业务，售楼处银行代表只是收集贷款资料，贷款资料准备完成后，银行进行审批，由于现在贷款规模紧张，要看该行的额度情况如何。审批时间不能确定，最快1个星期，最长无上限。办理好贷款流程后，开发商凭借贷款协议，商品房购买合同，抵押合同到房管局登记上户。上户时间一般一周左右。你需要准备的资料大概有，不同银行稍有不同:1、借款人身份证原件、复印件;2、借款人婚姻证明，单身需单身证明原件及复印件;3、借款人收入证明原件;4、银行需要准备的其他资料。

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