array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(66) "是用公积金自由贷款购买住宅谁知道具体的数目啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534201" ["tagid"] => int(1247498) ["id"] => string(7) "1247498" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952643883022) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1247498" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1247498" } [1] => array(11) { ["tagname"] => string(66) "哪个可以买小产权可以贷款吗谁知道具体的数目啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1206368) ["id"] => string(7) "1206368" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951206285331) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1206368" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1206368" } [2] => array(11) { ["tagname"] => string(63) "哪位说说贷款买房有产权证吗谁知道具体数目啊" ["inlink"] => int(0) 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厦门房子贷款的流程是什么？谁知道具体数目啊

厦门房子贷款的流程是什么？谁知道具体数目啊

浏览：36次 | 提问时间： 07-01 04:34

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我姓易却发现爱你不易 07-01 04:35

厦门房子贷款的流程。签约-解压-网签-送件过户-转首付-抵押-银行审批-送评估-银行放款-缴税领证-银行把尾款放给卖方-附属配套设施过户。

热言 07-01 04:43

1、项目销售组与购房人签订《泰安市商品房预(现)售房买卖合同》，根据合同要求，付清所需首付房款；2、自签订商品房买卖合同之日起5日内，向房产交易中心市场所申请合同备案登记。3、自首付款付清之日起七日内购房人提供符合按揭银行要求的资料，直接向公司合作银行提出申请。具体包括：房屋买卖合同(备案登记)、房款收据、身份证、婚姻证明、收入证明及银行认为需要提供的其他资料。4、贷款行对购房户的各方面情况及手续进行调查、审查，与符合基本条件的购房人(包括购房人之妻)办理初步手续，具体包括借款申请书、共同还款声明、承诺、谈话笔录、借款合同、借据等；随后购房人在贷款行开立存款账户或银行卡，银行报上级行进行审批。5、申请审批期限一般为7日内。对超过该期限的，营销部及时与银行对接、了解情况、解决问题，积极协助购房人办妥贷款，及时与按揭银行签订阶段担保手续。6、问题客户的处理：(1)对正在申请阶段的购房人，由于自身原因申请取消按揭贷款的，自取消之日起20日内，购房人应按一次性付款方式付清余款；(2)因银行最终批准的贷款额度未达到按揭总额时，购房人应在银行批复之日起10日内补足余款；(3)购房人由于信用、身份、还款能力等各方面自身原因，导致银行按揭贷款未获批准的，出卖人不予退房。根据实际情况，首选调整贷款行另行申请，仍未批准的，经购房人申请，可以变更购房人，合同购买人变更为与购房人有家庭、亲属关系的相关人员，营销部应及时申请注销商品房买卖合同，另行签订合同。如购房人不予变更合同，应在银行按揭贷款未获批准之日起，按照一次性付款的方式30日内付清房款，违约按照合同相关规定执行。(4)对于久拖不到贷款行申请按揭贷款的客户，销售人员应建立督促机制，并将电话通知记录登记，连续三次(15日内)通知仍未办理，应按照合同规定计收违约费用。7、贷款行批准购房人借款后，公司凭进账单给购房人开收款收据和发票。8、项目竣工初始登记后(取得大证后)，进入抵押登记程序。

不朽希望 07-01 04:51

1、先与开发商签定房屋买卖合同;2、根据开发商要求提供的资料:户籍证明、身份证、婚姻证明复印件，由自己所在单位开具盖有公司鲜章的收入证明(开发商所签银行的收入证明格式)交由开发商办理;3、经过银行审批后通知和银行签定，就完成了。按揭贷款就是购房者以所购住房做抵押并由其所购买住房的房地产企业提供阶段性担保的个人住房贷款业务。按揭贷款中人们最关心的是条件及程序，首先办理按揭贷款需要提供的资料:1、申请人和配偶的身份证、户口原件及复印件3份(如申请人与配偶不属于同一户口的需另附婚姻关系证明)。2、购房协议书正本。3、房价30%或以上预付款收据原件及复印件各1份。4、申请人家庭收入证明材料和有关资产证明等，包括工资单、个人所得税纳税单、单位开具的收入证明、银行存单等。5、开发商的收款帐号1份。其贷款手续及程序是这样的。首先，请到银行了解相关情况。并办理相关带齐以上的资料申请个人住房贷款。然后接受银行对您的审查，并确定贷款额度。接下来就可以办理借款合同，且由银行代办保险。办理产权抵押登记和公证。最后剩下的就是银行发放贷款，借贷人每月还款和还清本息后的注销登记。希望我的回答可以帮助到你。

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厦门房子贷款的流程是什么？谁知道具体数目啊

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