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请问下，我买的是二手房，二手房贷款过户有哪些流程？

请问下，我买的是二手房，二手房贷款过户有哪些流程？

浏览：49次 | 提问时间： 07-01 04:34

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此账号已封 07-01 04:35

二手房贷款交易流程第一步：签约，买卖双方签署建委、工商局指定的北京市存量房买卖合同(自行成交版)二手房贷款交易流程第二步：签贷款合同，买卖双方到中信营业网点签署贷款合同，需要买卖双方、夫妻双方同时到场，并且带齐以上材料，买方还需备齐首付款。(1、2可在中信当天同时签署，暂时材料不齐、首付款不能当日交接或者买卖双方中的其中一方配偶不能同时到场，可以于合同签署日之后尽快补齐)二手房贷款交易流程第三步：评估，中信安排评估公司上门评估，业主配合即可。二手房贷款交易流程第四步：网上签约，签约中心委派专人陪同双方到建委网签窗口网签，网签价格要保证客户贷款要求。二手房贷款交易流程第五步：审核，中信根据买卖双方提供材料结合评估报告和网签合同进行审核。二手房贷款交易流程第六步：批贷，审核完毕决定是否批贷，以及批贷金额，出具批贷承诺函。二手房贷款交易流程第七步：过户，签约中心安排买卖双方办理房屋产权登记过户之前，需要买卖双方对大额物业费用进行提前交验；过户当天需要先到地税局按照网签合同交易额缴纳各项税费。买方当天可以领取建委开具的领证通知单、和地税局开据的契税票(中信银行陪同过户人员收走用于放款)，(海淀当天领产权证)。二手房贷款交易流程第八步：放款，中信承诺过户完毕3个工作日内放款给卖方。二手房贷款交易流程第九步：物业交割，过户完毕双方交接房屋，一般为过户当日，特殊情况可双方协商。二手房贷款交易流程第十步：领取房屋所有权证，一般过户完毕10个工作日可以领取房屋所有权证，各区不同。二手房贷款交易流程第十一步：抵押登记，过户之后买方需配合银行做抵押登记手续，办完抵押登记房本原件交予买方。

痒 07-01 04:43

办理流程：1、签署二手房买卖协议，付清首付款或办理资金托管协议;2、携带二手房贷款材料，填写房屋贷款申请表;3、银行进行房贷贷款审批;4、银行放款至托管中心;5、办理产权过户等相关手续;

鹿港小镇 07-01 04:51

先把轨道装好,把漏电器装在轨道二手房商业贷款流程，个人在购买售房人具有房屋产权证、能在市场上流通交易的住房或商业用房时，自己支付一定比例首付款，其余部分以要购买的房产作为抵押，向银行申请的贷款，即为二手房商业按揭贷款。那么二手房商业贷款都有哪些流程了？二手房商业贷款流程是怎样的了？二手房商业贷款流程：买卖双方提交材料→签署银行文件→房屋评估→银行审核通过→办理产权过户→银行放贷→抵押登记→按月还贷。二手房商业贷款的条件：年龄在65岁以下具有完全民事行为能力的自然人；具有稳定职业、稳定收入，有按期偿付贷款本息的能力；住房贷款期限与房龄之和最长不超过35年，贷款期限加借款人年龄不能超过65岁。

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请问下，我买的是二手房，二手房贷款过户有哪些流程？

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请问下，我买的是二手房，二手房贷款过户有哪些流程？