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请教一下，浦发银行个人住房贷款有哪些流程？如果银行人士回答，就更好了。

请教一下，浦发银行个人住房贷款有哪些流程？如果银行人士回答，就更好了。

浏览：52次 | 提问时间： 07-01 04:34

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一步一个坑 07-01 04:35

个人购房贷款申请的流程：　　一、个人住房组合贷款指以住房公积金存款和信贷资金为来源向同一借款人发放的用于购买自用普通住房的贷款，是个人住房委托贷款和白营贷款的组合。此外，还有住房储蓄贷款和按揭贷款等。　　二、个人住房委托贷款指银行根据住房公积金管理部门的委托，以住房公积金存款为资金来源，按规定的要求向购买普通住房的个人发放的贷款。也称公积金贷款。　　三、个人住房自营贷款是以银行信贷资金为来源向购房者个人发放的贷款。也称商业　　个人住房贷款，各银行的贷款名称也不一样，建设银行称为个人住房贷款，工商银行和农业银行称为个人住房担保贷款。

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请教一下，浦发银行个人住房贷款有哪些流程？如果银行人士回答，就更好了。

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请教一下，浦发银行个人住房贷款有哪些流程？如果银行人士回答，就更好了。