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买商品房贷款流程是什么？经济适用房和商品房一样吗？

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卖房贷款未还清怎么办？按揭购二手房流程？哪位可以说说，北京按揭房贷款流程是什么？咨询下大家买商品房贷款流程是怎样的？有什么要注意的呢？没房本贷款流程是怎样的？需要准备什么材料？哪位可以说说购房贷款办理流程？谢谢啦买现房贷款流程是什么？按揭时还有什么费?眉山装修贷款申请流程快进来讨论一下是怎样的？哪位了解按揭贷款购买二手房流程是怎么样的？买现房贷款流程是什么？请问需要办理什么手续，具体流程是怎么样的？求高人解答哪个了解按揭房银行贷款流程是怎么样的？哪位了解按揭贷款买二手房流程是怎样的？求哪位解答下这个话题买新房贷款流程是如何办理的？哪个了解桂林二手房贷款流程是怎么样的？哪位朋友清楚贷款房贷款流程是怎么样的？买新房贷款流程是什么谁了解？给我说一下

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买商品房贷款流程是什么？经济适用房和商品房一样吗？

浏览：37次 | 提问时间： 07-01 04:34

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1个答案

爱你成病 07-01 04:35

首先，请到银行了解相关情况。并办理相关带齐以上的资料申请个人住房贷款。然后接受银行对您的审查，并确定贷款额度。接下来就可以办理借款合同，且由银行代办保险。办理产权抵押登记和公证。最后剩下的就是银行发放贷款，借贷人每月还款和还清本息后的注销登记。二手房贷款流程：1.签订买卖合同2.攒件(银行贷款所需各种证件及复印件)3.评估(银行认可或指定的评估公司评估)4.银行审件5.审件通过，面签(贷款合同)。6.过户进件。7.房管局进抵押，出他项权证8.银行见他项权证，放款。9.房管局出产权证。新建商品房的流程：(尤其是楼盘大批办理的时候1.签署商品房合同，同时签署银行的贷款合同。2.商品房合同备案。3.银行见备案后的商品房合同开始办理贷款，同时留存副本合同一份。4.审批，通过后面签。5.房管局进抵押，出他项权证6.银行见他项权证，放款给开发商。7.产权证等交房后开始办理！

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