array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(24) "购买商品房的流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924269" ["tagid"] => int(1001048) ["id"] => string(7) "1001048" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944078065665) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1001048" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1001048" } [1] => array(11) { ["tagname"] => string(21) "商品房购买流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594371558" ["tagid"] => int(481746) ["id"] => string(6) "481746" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503927203332118) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/481746" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/481746" } [2] => array(11) { ["tagname"] => string(21) "购买商品房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924527" ["tagid"] => 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购买商品房贷款流程哪位知道？要比较具体的哦？

购买商品房贷款流程哪位知道？要比较具体的哦？

浏览：39次 | 提问时间： 07-01 04:34

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深情是瘾是蛊是懂得和陪伴 07-01 04:35

按揭购买新房流程：一、提交相关商品房资料房地产按揭贷款流程借款人办理贷款前，请查明所购楼宇是否有银行提供个人住房按揭贷款承诺书，然后，借款人申请个人住房按揭贷款，填写《贷款申请审批表》，将有商品房关材料(付首期款证明、买卖合同、、经济收入来源证明等原件、复印件)提交贷款银行房地产按揭贷款流程二、商品房发展商签字房地产按揭贷款流程作为借款保证人贷款申请审批表“保证人意见”栏上签字、盖章房地产按揭贷款流程三、贷款银行审批房地产按揭贷款流程信贷员对借款申请人提交的全部资料、文件进行审查，逐级审批房地产按揭贷款流程四、发放贷款贷款银行领回办妥手续的材料并根据依法生效的借款合同发放贷款房地产按揭贷款流程五、公证部门登记国土局产权登记和公证部门,办理房产产权抵押登记手续房地产按揭贷款流程借款人在办理贷款前，请查明所购商品房楼宇是否有银行提供个人住房按揭贷款承诺书，然后，借款人申请个人住房按揭贷款，填写《贷款申请审批表》，将有关材料(付首期款证明、买卖合同、、经济收入来源证明等原件、复印件)提交贷款银行房地产按揭贷款流程六、通知商品房发展商领回借款合同并由发展商出具付清房款证明给贷款行通知借款人领回借款合同、借据、保险单七、贷款行信贷员将商品房贷款档案归档房希望我的回答对你有帮助。

阿翔 07-01 04:43

可以以你目前有的2套房产办理十年期以上的抵押贷款，以贷款资金全款购买第三套房产。申请银行个人住房贷款工作流程：(一)买方要与开发商签订《商品房预售契约》。(二)支付30％以上的房款。(三)去房管部门办理预售登记。(四)办完预售登记后，买方持契约正本，填写借款申请及借款合同。

忈 07-01 04:52

北京购房贷款流程你需要先知道该楼盘在哪家银行办理按揭贷款业务，售楼处银行代表只是收集贷款资料，贷款资料准备完成后，银行进行审批，审批时间不能确定，最快1个星期，最长无上限。办理好贷款流程后，开发商凭借贷款协议，商品房购买合同，抵押合同到房管局登记上户。上户时间一般一周左右。你需要准备的资料大概有，不同银行稍有不同：1、借款人身份证原件、复印件；2、借款人婚姻证明，单身需单身证明原件及复印件；3、借款人收入证明原件；4、银行需要准备的其他资料。

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