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个人买二手房能自己去银行贷款吗？如何去办理；流程是怎么样的呢？

个人买二手房能自己去银行贷款吗？如何去办理；流程是怎么样的呢？

浏览：28次 | 提问时间： 07-01 04:34

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深爱之人 07-01 04:34

买二手房首付时间及流程如下：签订买卖合同并交给卖方定金；申请银行贷款；贷款审核过；办理过户手续，办理过户手续当天给首付；取件交到银行；银行放款到卖方账户；交易结束的；

很繌詪天眞 07-01 04:43

你好。1，刚买的按揭房屋是可以卖的，但是在买卖之前是需要先将银行的剩余房贷贷款还清，然后再去房产局解押，撤销抵押办理出房产证后，买卖双方再去房管局办理房产证过户手续就可以了。还银行贷款的钱看个人情况，可以自己拿钱去解押，也可以要求买方垫付，然后从过户完成后扣除。2，房产过户是指通过转让、买卖、赠予、继承遗产等方式获得房产，去房屋权属登记中心办理的房屋产权变更手续。即产权转移从甲方转移到乙方的全过程。房产过户有几种不同的情形，有继承的房产过户、赠与的房产过户、二手房过户等。希望采纳！

有情徜徉 07-01 04:51

不见了矜持 07-01 05:00

要先看下你买的二手房的房主房子还有银行贷款吗，有贷款的话要去银行解压，然后才能办理过户，如果没有贷款可以直接去房管局办理过户。还有如果你买的二手房也要贷款的话，还要到银行去办理贷款手续。

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个人买二手房能自己去银行贷款吗？如何去办理；流程是怎么样的呢？

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个人买二手房能自己去银行贷款吗？如何去办理；流程是怎么样的呢？