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房产证没下来的房子能贷款吗？办理房产证抵押贷款流程？

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房产证有抵押贷款的流程是什么？谁知道怎么办理啊房地产按揭贷款申请书怎么填？有人申请过吗？具体的流程又是怎样子的？麻烦说的具体详细一点。房产证质押贷款流程有人知道吗？需要哪些证件办理？房地产按揭贷款有哪些流程？熟悉的朋友说下房屋抵押贷款流程是怎样的，会复杂吗？有谁知道？房贷办理抵押登记的流程是什么样的？二手房贷款流程是怎样的？房地产抵押贷款流程是怎样的？请问谁能告诉我有哪些房屋抵押房产证贷款流程是怎样的?需要什么证明？房贷审核没通过，银行不给退预售登记证，这样合理吗，购房贷款按揭的流程？房地产项目审批流程有哪些？房地产开发贷款操作流程？房屋抵押流程有哪些？是否可以委托办理抵押贷款呢？房贷十年还是三十年好?惠州按揭房贷款流程?房改房贷款的流程哪位懂？最近房改还改了什么？房屋银行按揭贷款的流程是怎样的？能详细介绍下吗房贷提前流程哪位朋友熟悉？贷款银行的操作流程?

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房产证没下来的房子能贷款吗？办理房产证抵押贷款流程？

浏览：41次 | 提问时间： 07-01 04:34

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1个答案

执念 07-01 04:35

房产证还没下来是不能办理抵押贷款，办理房产证抵押贷款流程如下：一、所需材料：1、房产证(房屋抵押银行贷款中房产证、土地证是必须要给银行抵押的)2、权利人及配偶的身份证3、权利人及配偶的户口本4、权利人的婚姻证明(结婚证或民政局开具的未婚证明)5、收入证明(这个证明对房屋抵押银行贷款的贷款成功情况以及，最高的额度有比较大的影响。)6、如房产证权利人有未成年儿童,请提供出生证7、如房产内还有银行贷款,请提供原贷款合同及最后一期的银行对帐单8、为提高房子抵押贷款通过率,请尽量多的提供家庭其他财产证明,(如另处房产证、股票、基金、现金存折、车辆行驶证等等)二、办理流程：1、备齐资料，包括夫妻双方身份证、户口本、结婚证、房产证、购房合同或发票个人账户最近半年的银行流水对账单2、银行对借款人的贷款申请、购房合同、协议及有关材料进行审查。3、借款人将抵押房产的产权证书及保险单或有价证券交银行收押。4、借贷双方担保人签订住房抵押贷款合同并进行公证。5、贷款合同签订并经公证后，银行对借贷人的存款和贷款通过转帐方式划入购房合同或协议指定的售房单位或建房单位。

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