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二手房房产证过户办理时写共有人(夫妻)姓名需要双方都在吗？揭贷款买二手房流程如何？

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二手房贷款需要什么手续？办理流程是怎样的？二手房交易银行拿了新房产证都一个月了仍不发放贷款，该怎办呢？合肥二手房按揭贷款流程？二手房住房贷款流程谁知道？有什么规定二手房装修贷款流程有谁清楚？哪位了解详细的情况啊二手房组合贷款办理流程哪位了解二手楼按揭贷款流程哪位朋友比较了解？求哪位解答下这个话题房产证低压贷款流程有哪些啊？需要什么证件呢二手住房按揭贷款流程哪位了解？最近有谁在装修吗房产证抵押按揭贷款流程谁清楚？需要提前申请吗？房产抵押贷款具体流程？谁比较关注这个房产证抵押贷款的流程？一起聊聊房产抵押贷款流程是什么？需要哪些材料啊？房产证抵押贷款流程是什么样的啊？如何办理呢？房产加按揭办理抵押贷款的流程都是怎样的呢？房产证抵押贷款流程是怎样的？知道的麻烦介绍下啊

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二手房房产证过户办理时写共有人(夫妻)姓名需要双方都在吗？揭贷款买二手房流程如何？

浏览：41次 | 提问时间： 07-01 04:34

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2个答案

咆哮 07-01 04:35

揭贷款买二手房流程如下：购买二手房需要办理按揭，首要条件必须咨询业主是否愿意让客户办理按揭，因为办理过程中需要业主提供一些证件(哪些证件在下面会提出)，而且房款需要延缓一个月的时间才全部付清。因此业主是否愿意办理按揭，是一套房子是否成功交易的基础。业主同意办理按揭的前提下，所有程序如下：1.买卖双方达成协议2.双方有关资料送银行借款人(买方)提供(1)、申请人及配偶有效身份证件。(2)、申请人及配偶的户口簿。)(3)、申请人婚姻状况证明。(4)、申请人及配偶的收入证明及其他资产证明(如：存折)(5)、同意房产抵押声明书，如没有共有人即由配偶签配偶承诺书即可，如有共有人需由共有在抵押物共有人处签字。(6)、供款存折。(7)、付首期款证明(收款收据)。(8)、房地产买卖契约.卖方提供：(1)、身份证(夫妻双方)。(2)、婚姻证明、户口簿(夫妻双方)。(3)、银行划款存折及灵通卡。(4)、房产证复印件壹份。3.评估机构评估(有的银行需要)4.银行核批5.送交易所交易6.交易确认7.办理房产证8.抵押公证9.办理他项抵押10.银行放款。

千军破 07-01 04:43

一般办理房产证需提供购房合同，按揭合同，购房发票，竣工验收证书，结婚证，夫妻双方身份证及身份证。另外，夫妻双方都要到现场，如有一方不能到现场，必须提供“委托办理授权书”且要在公证处办理公证！二手房办理房产证需要，购房合同，税票，房主身份证原件，如果有委托人的话需要委托人和房主的身份证原件，办理过户手续,要携带的材料有:(1)房改房上市交易确认表;(2)房屋所有权证;《房屋所有权证》(收原件、复印件各1份，平面图3份)(3)双方身份证原复印若干份；(4)卖方户口本；(5)若一方去逝或离婚须带去逝证明各离婚证;(6)办理手续须有产权人与共有人到场签字;(7)买方身份证,单位购房提交委托书.(8)共有人同意转让的书面材料及共有人身份证复印件；(9)委托办理的须提供委托公证书及受委托人的身份证原、复件；

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