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办理产权证的流程是怎样的？任何贷款没有产权证都无法办理？

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办理产权证的流程是怎样的？任何贷款没有产权证都无法办理？

浏览：48次 | 提问时间： 07-01 04:34
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4个答案
焚心 07-01 04:35

请问银行购房贷款提前还款怎样办理：一般住房贷款合同约定借款人在首年是不允许办理提前还贷的，提前还款必须在贷款的1年后；提前还款的流程：先提交一份申请给银行贷款部门---银行审批通过后---将需要还贷的金额存入供款的帐户中(借款余额需要银行查询)--通知银行收贷--还款后，借款人领会还款凭证、借据和房地产权证(房地产权证等银行办理注销抵押登记后才能退回给客户的)就可以了；

我有一颗伴你到老的心 07-01 04:43

商铺产权证办理流程办理产权证的话，首先你要根据商品房预售合同，商铺买卖合同，如果有贷款的话提供商铺产权抵押登记预告证明，然后到借款银行，办理商铺产权抵押预告转房屋抵押产权登记，然后到交易中心，缴交公共维修基金2%！等出证之后，去领证时缴交契税，契税征收标准根据当时，当地的正常征收！

同行 07-01 04:51

任何贷款没有产权证都无法办理！！因为贷款都需要抵押流程！而抵押流程必须有正规的产权！！你只能等产权下来才能做贷款

微凉徒眸意浅挚半离兮 07-01 05:00

你好，让我来回答你的问题。产权证没有办理下来的话是不能办理抵押的。因为办理产权抵押是需要产权证办理下来后到房管局办理的，不然是办理不到抵押的，如果产权证办理下来后办理抵押的流程如下：1.带上身份证、产权证与抵押权人一起到房管局抵押窗口；2.排号；3.到号后到窗口办理抵押；4.当天就可以办理好，80元的工本费；

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