array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(18) "贷款买房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1593421791" ["tagid"] => int(64442) ["id"] => string(5) "64442" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503911678115856) ["pageurl"] => string(34) "//www.sheji456.com/ask/tlist/64442" ["m_pageurl"] => string(32) "//m.sheji456.com/ask/tlist/64442" } [1] => array(11) { ["tagname"] => string(24) "贷款买房过户流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594371661" ["tagid"] => int(502559) ["id"] => string(6) "502559" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503927815700487) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/502559" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/502559" } [2] => array(11) { ["tagname"] => string(21) "贷款买房的流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594371661" ["tagid"] => int(502568) ["id"] => string(6) "502568" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503927815700496) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/502568" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/502568" } [3] => array(11) { ["tagname"] => string(24) "郑州贷款买房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923636" ["tagid"] => int(897345) ["id"] => string(6) "897345" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941145198627) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/897345" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/897345" } [4] => array(11) { ["tagname"] => string(24) "青岛贷款买房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923730" ["tagid"] => int(919847) ["id"] => string(6) "919847" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941769101335) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/919847" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/919847" } [5] => array(11) { ["tagname"] => string(24) "江苏贷款买房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923730" ["tagid"] => int(932494) ["id"] => string(6) "932494" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942129811488) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/932494" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/932494" } [6] => array(11) { ["tagname"] => string(24) "成都贷款买房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923862" ["tagid"] => int(936119) ["id"] => string(6) "936119" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942230474787) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/936119" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/936119" } [7] => array(11) { ["tagname"] => string(24) "南京贷款买房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924155" ["tagid"] => int(983167) ["id"] => string(6) "983167" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943579992071) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/983167" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/983167" } [8] => array(11) { ["tagname"] => string(24) "工行贷款买房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924155" ["tagid"] => int(984401) ["id"] => string(6) "984401" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943613546502) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/984401" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/984401" } [9] => array(11) { ["tagname"] => string(24) "北京贷款买房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924269" ["tagid"] => int(1001032) ["id"] => string(7) "1001032" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944077017111) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1001032" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1001032" } [10] => array(11) { ["tagname"] => string(21) "不贷款买房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924352" ["tagid"] => int(1013253) ["id"] => string(7) "1013253" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944417804323) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1013253" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1013253" } [11] => array(11) { ["tagname"] => string(24) "杭州贷款买房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924352" ["tagid"] => int(1014937) ["id"] => string(7) "1014937" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944464990236) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1014937" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1014937" } [12] => array(11) { ["tagname"] => string(24) "杭州贷款买房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924352" ["tagid"] => int(1014951) ["id"] => string(7) "1014951" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944466038787) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1014951" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1014951" } [13] => array(11) { ["tagname"] => string(24) "深圳贷款买房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924443" ["tagid"] => int(1032472) ["id"] => string(7) "1032472" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945006055446) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1032472" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1032472" } [14] => array(11) { ["tagname"] => string(18) "广州贷款买房" ["inlink"] => int(0) ["addtime"] => string(10) "1598924269" ["tagid"] => int(1001686) ["id"] => string(7) "1001686" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944095891465) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1001686" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1001686" } [15] => array(11) { ["tagname"] => string(52) "2016深圳办理房产过户流程是什么谁知道" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1207232) ["id"] => string(7) "1207232" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951237742592) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207232" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207232" } [16] => array(11) { ["tagname"] => string(24) "个人贷款买房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1593575469" ["tagid"] => int(302806) ["id"] => string(6) "302806" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503920403316773) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/302806" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/302806" } [17] => array(11) { ["tagname"] => string(24) "结婚贷款买房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594798281" ["tagid"] => int(687893) ["id"] => string(6) "687893" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503934067310601) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/687893" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/687893" } [18] => array(11) { ["tagname"] => string(24) "组合贷款买房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594371456" ["tagid"] => int(466599) ["id"] => string(6) "466599" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503926762930179) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/466599" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/466599" } [19] => array(11) { ["tagname"] => string(24) "银行贷款买房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594371456" ["tagid"] => int(471884) ["id"] => string(6) "471884" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503926919168006) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/471884" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/471884" } } ["counts"] => int(164416) ["pagecount"] => float(8221) }

当前位置：首页>

装修问答

其他

2016广州贷款买房流程谁知道有哪些？来说一下吧

2016广州贷款买房流程谁知道有哪些？来说一下吧

浏览：42次 | 提问时间： 07-01 04:34

分享到：

3个答案

只因那时年少老天都在笑我能支撑多久 07-01 04:35

一、广州个人贷款买房的条件个人贷款买房是指银行向借款人发放的用于购买自用普通住房的贷款。申请个人住房贷款时，必须提供贷款。在广州，个人贷款买房需要满足的条件有哪些呢1、具有广州当地居民户口或在广州有稳定的居住地，购买了社保;2、借款人有合法稳定的收入来源，按揭房月还款额不超过月收入的百分之五十;3、借款人有能力支付不低于房屋总价值的百分之三十的房屋首付款;4、借款人信用良好，近期无不良信用记录;5、当地银行对借款人的其他要求。二、广州个人贷款买房准备资料有哪些办理广州个人贷款买房，需要准备以下材料：1、已经支付全部或部分首期购房款的证明;2、借款人还款能力证明3、购买二手住房的合同、协议或意向书原件及复印件;3、借款人具有法律效力的身份证件：居民身份证件、户口本、军官证、或其它有效居留证;;4、借款人和/或配偶授权查询人民银行个人征信系统的授权文件;5、已出租的房产须提供租赁权益变更的证明文件;6、借款人本人名下用于供款的中国银行活期存折复印件;7、交易住房的《房产价值评估报告》;8、贷款人要求提供的其它证明文件或资料;三、广州个人贷款买房的方式有哪些一般，个人贷款买房分为以下三种方式。1、个人住房委托贷款全称是个人住房担保委托贷款，它是指住房资金管理中心运用住房公积金委托商业性银行发放的个人住房贷款。住房公积金贷款是政策性的个人住房贷款，一方面是它的利率低;另一方面主要是为中低收入的公积金缴存职工提供这种贷款。但是由于住房公积金贷款和商业贷款的利息相差1%有余，因而目前无论是投资者还是购房自住的老百姓都比较偏向于选择住房公积金贷款购买住房。那么，广州公积金贷款买房的条件是什么呢(1)具有有效居民身份证,且有完全民事行为能力;(2)广州市常住户口的，申请住房公积金贷款时已连续缴存住房公积金6个月以上(含6个月);非广州市常住户口的，申请住房公积金贷款时已连续缴存住房公积金12个月以上(含12个月);(3)有购买住房的合同;(4)购房首期付款符合规定比例;(5)所购房屋可用于抵押;(6)具有稳定的职业和收入，信用良好，有偿还贷款本息的能力;(7)符合广州住房公积金管理中心和受托银行规定的其他条件。需要提交的资料包括：(1)个人住房公积金借款申请表(由系统打印);(2)居民身份证以及户口簿等有效证件(带原件并留2份复印件);(3)婚姻情况证明(带原件并留2份复印件);(4)购房合同、首期购房发票或收据、定金收据(带原件并留2份复印件);(5)收入证明、供楼账户(借款人提供的供楼账号必须是用18位身份证开立的本地银行账号，带原件并留2份复印件);(6)收款账户(带原件并留2份复印件);(7)《个人名下房地产登记情况查询证明》及个人信用报告(原件);(8)承办银行要求的其它证件、资料;办理流程：(1)向承办银行提出借款申请;(2)银行收取资料并初步审批;(3)中心审批;(4)生成合同，办理抵押，扫描抵押资料;(5)银行规模审批;(6)中心规模审批及财务审核;(7)银行放款并返回放款数据;2、个人住房自营贷款是以银行信贷资金为来源向购房者个人发放的贷款。也称商业性个人住房贷款，各银行的贷款名称也不一样，建设银行称为个人住房贷款，工商银行和农业银行称为个人住房担保贷款;3、个人住房组合贷款指以住房公积金存款和信贷资金为来源向同一借款人发放的用于购买自用普通住房的贷款，是个人住房委托贷款和白营贷款的组合。此外，还有住房储蓄贷款和按揭贷款等。四、广州个人贷款买房申请流程1、提供咨询、受理申请、贷前调查;2、贷款审批;3、贷款发放;4、贷款回收;

我的依赖你的笑点 07-01 04:43

2016广州贷款买房流程：签订购房合同→到房管局办理房地产证(这步可以跳过)→网上预约提取→准备资料→到银行经办网点提交资料申请提取→银行经办网点受理并录入扫描资料→中心审批(不超过3个工作日)→提取转账。

愿你情浅枉我痴缠 07-01 04:51

2016外地人在广州买房的条件:一、同意以所购住房为抵押担保。二、借款人年龄加借款期限男士不超过65岁、女士不超过60岁。三、具有完全民事行为能力；在中国境内具有常住户口或有效居留身份。四、必须支付不低于所购住房全部价款一定比例以上的首期购房款。五、具有稳定的职业和经济收入，信用良好，有偿还贷款本息的能力。六、已经签署购买住房的合同或协议。注：外地人向银行贷款买房的流程住房贷款申请流程一般如下：1、提供咨询、受理申请、贷前调查2、贷款审批3、贷款发放4、贷款回收5、贷后管理。

装修问答

其他

2016广州贷款买房流程谁知道有哪些？来说一下吧

最新问题

相关搜索

最新推荐

2016广州贷款买房流程谁知道有哪些？来说一下吧