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装修能申请公积金贷款吗？

浏览：50次 | 提问时间： 07-01 04:34
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3个答案
Pars巴黎 07-01 04:35

装修已经不能再使用公积金了，请知悉。依据：装修房屋不可以使用住房公积金。按照《住房公积金条例》只有购房或购房还贷等满足规定条件才能支取住房公积金，而房屋装修不符合公积金支取和贷款的条件，所以不能支取和公积金贷款。《住房公积金管理条例》第五条，住房公积金应当用于职工购买、建造、翻建、大修自住住房，任何单位和个人不得挪作他用。不同地区的公积金政策是不同的，不过按多地公积金贷款经验来看，绝大多数城市不能申请公积金贷款装修。希望我的回答能够帮助到你。

捏不住的沙放手也罢 07-01 04:43

公积金有装修提取一说。但是你必须找有资质的装修公司，还得按实际发生价格开发票，开发票的税点肯定还是你出，里外里就不划算了。见当地公积金政策吧。还不如找一家房屋中介，让他们出一份租赁合同呢，这是普遍采取的提取办法。

还信爱情 07-01 04:52

可以的，除了装修合同外，应该还需要购房合同或者房产证的原件及复印件。先去住房公积金的开户银行或者管理中心领申请表，填表盖章(单位)，再到公积金管理中心审批，通过后就能直接去开户银行取钱了，现在一般是通过存折转帐的，很少取现金给你了。

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