array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(21) "哪里可以贷款呢" ["inlink"] => int(0) ["addtime"] => string(10) "1598924443" ["tagid"] => int(1038598) ["id"] => string(7) "1038598" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945175924767) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1038598" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1038598" } [1] => array(11) { ["tagname"] => string(66) "有哪位清楚用土地使用证可以贷款吗怎么办理的呢" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1206166) ["id"] => string(7) "1206166" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951199993856) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1206166" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1206166" } [2] => array(11) { ["tagname"] => string(15) "怎么贷款呢" ["inlink"] => int(0) ["addtime"] => string(10) 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住房公积金是不是可以贷款装修？要怎么使用呢

住房公积金是不是可以贷款装修？要怎么使用呢

浏览：66次 | 提问时间： 07-01 04:34

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绕指柔 07-01 04:35

用住房公积金贷装修款怎么贷？本人现在想买套小户型的房子，想要住房公积金贷装修款如何贷呢？住房公积金贷款装修的话具体要看当地的政策的，每个地方都不一样的，单位和个人在本市行政区域内建立了住房公积金制度，在申请贷款当月之前，个人和所在单位连续、按时、足额正常缴存住房公积金6个月以上(含6个月)的职工，可以申请贷款。申请贷款时申请人还应当同时具备下列条件：(1)有本市城镇常住户口或其他合法有效居留身份；(2)有稳定的收入，信用良好，有偿还贷款本息的能力；(3)有合法有效的购建住房证明材料；(4)同意使用公积金中心认可的担保方式；(5)符合市公积金管理中心规定的其他条件。个人认为，手上有足够的资金在拿去买房，亲，这样你的压力就不会那么大，每个月还贷款也是有一定额度的哦，等房子在跌点的时候购买，比较不会那么困难，这是个人意见，以上信息仅供参考！

第十八个夏天 07-01 04:43

使用本人住房公积金申请住房公积金贷款的，贷款最高限额40万元;同时使用配偶住房公积金申请住房公积金贷款的，贷款最高限额60万元。使用本人住房公积金申请住房公积金贷款，且申请贷款时本人正常缴存补充住房公积金的，贷款最高限额50万元;同时使用配偶住房公积金申请住房公积金贷款，且申请贷款时本人或其配偶正常缴存补充住房公积金的，贷款最高限额70万元。

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