array(3) {
  ["data"] => array(20) {
    [0] => array(11) {
      ["tagname"] => string(39) "天津餐厅装修流程有人知道吗"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1604363967"
      ["tagid"] => int(4296399)
      ["id"] => string(7) "4296399"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703504056917426187)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/4296399"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/4296399"
    }
    [1] => array(11) {
      ["tagname"] => string(69) "在北京换了工作,居住证换工作如何办理有人知道吗"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534137"
      ["tagid"] => int(1226194)
      ["id"] => string(7) "1226194"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503951895199762)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1226194"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1226194"
    }
    [2] => array(11) {
      ["tagname"] => string(63) "问问哪位熟悉大学生如何办理暂住证有人知道吗"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534045"
      ["tagid"] => int(1205672)
      ["id"] => string(7) "1205672"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503951182168064)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1205672"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1205672"
    }
    [3] => array(11) {
      ["tagname"] => string(54) "如何办理增加房屋共有权证明有人知道吗"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534201"
      ["tagid"] => int(1237854)
      ["id"] => string(7) "1237854"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503952315678746)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1237854"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1237854"
    }
    [4] => array(11) {
      ["tagname"] => string(72) "问问苏州暂住证如何办理有人知道吗需要注意哪些细节"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534137"
      ["tagid"] => int(1224158)
      ["id"] => string(7) "1224158"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503951821799446)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1224158"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1224158"
    }
    [5] => array(11) {
      ["tagname"] => string(30) "马桶的历史有人知道吗"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599530139"
      ["tagid"] => int(1192315)
      ["id"] => string(7) "1192315"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503950751203336)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1192315"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1192315"
    }
    [6] => array(11) {
      ["tagname"] => string(24) "如何办理装修流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1604363967"
      ["tagid"] => int(4333804)
      ["id"] => string(7) "4333804"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703504059016675347)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/4333804"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/4333804"
    }
    [7] => array(11) {
      ["tagname"] => string(33) "卧室风水知识有人知道吗"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599530139"
      ["tagid"] => int(1186655)
      ["id"] => string(7) "1186655"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503950572945434)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1186655"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1186655"
    }
    [8] => array(11) {
      ["tagname"] => string(27) "装修价格有人知道吗"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1606384033"
      ["tagid"] => int(5885719)
      ["id"] => string(7) "5885719"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703504110689452050)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/5885719"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/5885719"
    }
    [9] => array(11) {
      ["tagname"] => string(33) "如何办理住房公积金贷款"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598924443"
      ["tagid"] => int(1044040)
      ["id"] => string(7) "1044040"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503945331113991)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1044040"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1044040"
    }
    [10] => array(11) {
      ["tagname"] => string(33) "住房公积金贷款如何办理"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923399"
      ["tagid"] => int(843946)
      ["id"] => string(6) "843946"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503939588063250)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/843946"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/843946"
    }
    [11] => array(11) {
      ["tagname"] => string(39) "请问婴儿摇椅好吗有人知道吗"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534045"
      ["tagid"] => int(1209844)
      ["id"] => string(7) "1209844"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503951327920131)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1209844"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1209844"
    }
    [12] => array(11) {
      ["tagname"] => string(45) "请问地毯什么材质好呢有人知道吗"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534137"
      ["tagid"] => int(1221898)
      ["id"] => string(7) "1221898"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503951743156244)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1221898"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1221898"
    }
    [13] => array(11) {
      ["tagname"] => string(39) "韩式被单价格如何有人知道吗"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534201"
      ["tagid"] => int(1235064)
      ["id"] => string(7) "1235064"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503952222355473)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1235064"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1235064"
    }
    [14] => array(11) {
      ["tagname"] => string(33) "什么是珐琅漆有人知道吗"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534201"
      ["tagid"] => int(1239713)
      ["id"] => string(7) "1239713"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503952382787597)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1239713"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1239713"
    }
    [15] => array(11) {
      ["tagname"] => string(36) "沁园净水器价钱有人知道吗"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534201"
      ["tagid"] => int(1241149)
      ["id"] => string(7) "1241149"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503952431022090)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1241149"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1241149"
    }
    [16] => array(11) {
      ["tagname"] => string(33) "家装怎么选灯有人知道吗"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534201"
      ["tagid"] => int(1244061)
      ["id"] => string(7) "1244061"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503952527491084)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1244061"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1244061"
    }
    [17] => array(11) {
      ["tagname"] => string(42) "炉灶点火针点火原理有人知道吗"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534201"
      ["tagid"] => int(1244542)
      ["id"] => string(7) "1244542"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503952544268317)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1244542"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1244542"
    }
    [18] => array(11) {
      ["tagname"] => string(33) "怎么挑选灯饰有人知道吗"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534257"
      ["tagid"] => int(1270395)
      ["id"] => string(7) "1270395"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503953440800771)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1270395"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1270395"
    }
    [19] => array(11) {
      ["tagname"] => string(33) "联排装修价格有人知道吗"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1606211798"
      ["tagid"] => int(5751252)
      ["id"] => string(7) "5751252"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703504106747854861)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/5751252"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/5751252"
    }
  }
  ["counts"] => int(29927)
  ["pagecount"] => float(1497)
}
住房公积金贷款如何办理流程有人知道吗?_其他_设计456问答
当前城市:  [切换]
一站式装修设计平台,为您提供优质装修服务!
设计456欢迎您!
当前位置: 首页>

装修问答

>

其他

>

住房公积金贷款如何办理流程有人知道吗?

本地优质装修公司

10秒装修报价 装修要花多少钱?获得精准报价,省钱30%

所在城市:
房屋面积:
手机号码:
您的信息将被严格保密,《隐私保护条例
立即计算
装修报价费用明细
您的装修预算报价 168211

材料费:77201

人工费:86544

设计费:1760

质检费:2706

住房公积金贷款如何办理流程有人知道吗?

浏览:50次 | 提问时间: 07-01 04:34
分享到:
3个答案
浓妆艳抹遮悲伤 07-01 04:35

天津公积金贷款政策规定天津市住房公积金管理中心发布,天津自25日起对个人住房公积金(组合)贷款政策进行调整,今后在天津购买首套住房的首付款比例统一降低至20%,家庭申请公积金贷款的最高限额统一上调至80万元。据搜房网房天下天津二手房了解,此次公积金政策调整主要涉及两个方面:一是降低首付款比例。职工家庭购买首套自有住房的,首付款比例统一调整为不低于购房价款的20%。天津市原政策是,职工家庭购买建筑面积90平方米(含)以下首套住房的,首付款比例为20%,90平方米以上为30%;购买第二套及其他符合天津市购房条件自有住房的,首付款比例由不低于购房价款的50%调整为不低于30%。提高贷款最高限额。职工本人申请公积金贷款的最高限额统一上调至60万元。天津市原政策是,职工本人申请公积金贷款,贷款最高限额为40万元,职工正常缴存补充住房公积金或按月补贴的,最高限额为50万元。职工及配偶双方共同申请公积金贷款的最高限额统一上调至80万元,天津市原政策是,职工及配偶共同申请公积金贷款,最高限额为60万元,本人或其配偶正常缴存补充住房公积金或按月补贴的,贷款最高限额为70万元。贷款条件、期限等其他贷款政策保持不变。上述两项政策的调整,可大幅提高职工家庭公积金贷款的实际可贷额度。大家都知道公积金可以申请贷款购买自住住房,那么公积金的贷款条件、流程以及在购房时无公积金,但在还款中达到公积金申请购房贷款条件后,如何办理公积金提取吗?办理住房公积金贷款的申请条件:1.只有参加住房公积金制度的职工才有资格申请住房公积金贷款,没有参加住房公积金制度的职工就不能申请住房公积金贷款。2.申请贷款前连续缴存住房公积金的时间不少于六个月。3.配偶一方申请了住房公积金贷款,在其未还清贷款本息之前,配偶双方均不能再获得住房公积金贷款。4.贷款申请人在提出住房公积金贷款申请时,除必须具有较稳定的经济收入和偿还贷款的能力外,没有尚未还清的数额较大、可能影响住房公积金贷款偿还能力的其他债务。5.公积金贷款期限最长不超过30年。办理组合贷款的,公积金贷款和商业性住房贷款的贷款期限必须一致。办理住房公积金贷款应按下列程序:(一)借款人申请住房公积金贷款需要向市住房公积金管理中心提出书面申请,填写住房公积金贷款申请表并如实提供有关资料。(二)市住房公积金管理中心负责借款人资格、担保人资格、贷款额度和贷款期限的审查及合同的填写同意后,借款人与中心签订相关合同或协议,并按中国人民银行规定办理保险。(三)贷款手续办理完毕后,市住房公积金管理中心给银行签发准予贷款通知书,银行接到贷款通知书后办理贷款划付手续。如果客户购买个人住房时申请的是商业性贷款,如:个人住房按揭贷款、个人住房转让贷款、个人再交易住房贷款。当时购房因各种原因没有申请到“公积金”贷款,而现在个人公积金缴存达到规定的年限和金额,且已满足公积金申请购房贷款的条件,虽然目前商业银行还不能将购房商业性贷款转换为公积金住房贷款,但却可提取公积金进行偿还商业性贷款本息。只要借款人到公积金管理中心申请并办理提取公积金相关手续,就可提取公积金归还个人住房贷款本息。

柠檬少年 07-01 04:43

一、大连按揭房贷款申请材料首先需要知道该楼盘在哪家银行和哪个地点办理按揭贷款业务,售楼处银行代表只是收集贷款资料,贷款资料准备完成后,银行进行审批,由于现在贷款规模紧张,要看该行的额度情况如何。办理好贷款流程后,开发商凭借贷款协议,商品房购买合同,抵押合同到房管局登记上户。上户时间一般一周左右。你需要准备的资料大概有一下几项(不同银行稍有不同)。基本资料:1、借款人身份证原件、复印件;2、借款人婚姻证明,单身需单身证明原件及复印件;3、借款人收入证明原件;4、银行需要准备的其他资料。二、大连按揭房贷款流程:1、贷款人申请住房公积金贷款需到银行提出书面申请,填写住房公积金贷款申请表并如实提供下列资料:(一)申请人及配偶住房公积金缴存证明;(二)申请人及配偶身份证明(指居民身份证、常住户口簿和其他有效居留证件),婚姻状况证明文件;贷款流程(三)家庭稳定经济收入证明及其它对还款能力有影响的债权债务证明;(四)购买住房的合同、协议等有效证明文件;(五)用于担保的抵押物、质物清单、权属证明以及有处置权人同意抵押、质押的证明,有关部门出具的抵押物估价证明;(六)公积金中心要求提供的其他资料。2、对资料齐全的借款申请,银行及时受理审查,并及时报送公积金中心。3、公积金中心负责审批贷款,并及时将审批结果通知银行。4、银行按公积金中心审批的结果通知申请人办理贷款手续,由借款人夫妻双方与银行签订借款合同及相关的合同或协议,并将借款合同等手续送公积金中心复核,公积金中心核准后即划拨委贷基金,由受托银行按借款合同的约定按时足额发放贷款。5、以住房抵押方式担保的,借款人要到房屋坐落地区的房屋产权管理部门办理房产抵押登记手续,抵押合同或协议由夫妻双方签字,以有价证券质押的,借款人将有价证券交管理部或盟中心收押保管。希望对你有帮助

Meltaway 07-01 04:52

调整主要集中在降低贷款门槛调整贷款执行利率和首付款比例提高个人住房公积金贷款额度三个方面办理厦门住房公积金贷款应按下列流程:(一)借款人申请住房公积金贷款需要向市住房公积金管理中心提出书面申请,填写住房公积金贷款申请表并如实提供有关资料。(二)市住房公积金管理中心负责借款人资格、担保人资格、贷款额度和贷款期限的审查及合同的填写同意后,借款人与中心签订相关合同或协议,并按中国人民银行规定办理保险。(三)贷款手续办理完毕后,市住房公积金管理中心给银行签发准予贷款通知书,银行接到贷款通知书后办理贷款划付手续

保障