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怎么用公积金贷款买二手房，最低首付是多少钱？_其他_设计456问答
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怎么用公积金贷款买二手房，最低首付是多少钱？

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怎么用公积金贷款买二手房，最低首付是多少钱？

浏览：26次 | 提问时间： 07-01 04:34
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3个答案
放纵的青春 07-01 04:35

按揭还分公积金贷款和商业贷款，如果你有工作而且缴纳了公积金，建议用公积金贷款，利率比商业贷款要低，而且贷款比较容易。材料你不用担心，如果你买商品房，售楼处都给你准备好了，需要什么他们也会告诉你。如果买二手房，中介也会给你说。

一個人ˋ我不哭 07-01 04:43

2016二手房贷款最低首付是：国家规定：首次购房首付3成，贷款7成;二次购房首付4成，贷款7成。无论是新房还是二手房都一样的比例。其实那个城市都是一样的比例。如果在北京买房，你是用公积金买的话，可能首付2成，贷款8成都是可以的，前提是这个房的面积小于90平米的。

抱紧我我就不走了 07-01 04:52

2016二手房贷款最低首付是：　　国家规定：首次购房首付3成，贷款7成;二次购房首付4成，贷款7成。无论是新房还是二手房都一样的比例。其实那个城市都是一样的比例。如果在北京买房，你是用公积金买的话，　　可能首付2成，贷款8成都是可以的，前提是这个房的面积小于90平米的。

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