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应中介公司要价太高我想自己用公积金购买二手房啊

应中介公司要价太高我想自己用公积金购买二手房啊

浏览：35次 | 提问时间： 07-01 04:34

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3个答案

深爱 07-01 04:35

...中介说的话不能信，他们是能赚一块是一块，你既然找到中介，那么是要买二手房吧？二手房的话两证齐全，年限在20年内，都可以申请公积金贷款。我自己就是在银行负责二手房贷的，我们这里二手房贷可以不需要中介，建议你直接到银行去咨询一下，如果深圳没规定通过中介贷款，就尽量不要通过中介贷款，因为中介收取的手续费是很高的，公积金贷款的话你自己找一家能办公积金贷款的银行办理就行了。总之，符合条件的二手房是肯定可以申请公积金贷款的，需要的资料就是楼上说的，另外要准备一份公积金缴存证明，证明你正常缴交一年以上。

我一直高估了你的情 07-01 04:43

二手房交易流程要看情况的，按揭和一次性付款购房交易流程都不同，我不能现在就给你一个详细的答案。我们中介一般是收取房子成交价的1%做为我们的佣金。可以用公积金贷款。二手房可以用住房公积金贷款

闺蜜的甜言蜜语 07-01 04:51

1.虽然是朋友，还是建议立份合同，网上搜份二手房交易合同做参考，重点注意写明付款、过户、交房、付尾款、违约等内容还有要写明交易的税费怎么分担。合同有条件的话就公证一下。2.收首款，到房产交易中心办理过户，得到收件单。3.很多城市房产交易中心就设有银行专柜，要办公积金或者组合贷的话选建行比较好。由于办公积金贷款银行好处不多所以部分工作人员会找各种理由推诿。建议先上当地住房公积金中心了解办理程序，碰到银行推诿的直接向公积金中心投诉该银行。这个阶段需要很多证明例如收入证明、缴纳公积金证明等，都不难办，还要跟银行签贷款合同。4.贷款批下来会直接打到你提供给银行的账户上。然后就可以结清水电物业等费用，办理交房。我是通过中介办理的，其实并不复杂，就是有点费时间，其实中介也就是熟悉整个过程，不会走冤枉路，只是带着你去办理。如果中介要价不高的话建议找个中介，要价太高就自己跑吧

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应中介公司要价太高我想自己用公积金购买二手房啊

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