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扬州公积金买房的流程是什么？谁知道？

扬州公积金买房的流程是什么？谁知道？

浏览：43次 | 提问时间： 07-01 04:34

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最后的泪滴 07-01 04:35

流程:1、向开发商交付首付款(比率开发商及各地政策决定，一般是30%)，用你爸的名字签订房屋购买合同，由开发商负责办理合同备案等2、开发商办理好合同备案通知你过来取相关手续然后去房产局指定的银行缴纳契税和房屋维修基金，交款后开发商开局入住通知单、购房发票等3、拿着开发商给你的合同和其他材料就可以办理公积金贷款了，到公积金填写贷款申请表和收入证明表，收入证明找单位盖章，贷款人办理建行卡用于还款(有建行卡不需不用重新办)4、申请贷款时选好还款方式和金额，先叫办事人员查询一下你爸的开款额度是否够用，不够部分选择商业组合贷款，缴纳贷款担保费交上这些手续就行了，然后等银行电话通知你去取贷款发票。

贱人终会弃良人怎会离 07-01 04:43

你好，扬州公积金买房的流程是：首先，借款人申请住房公积金贷款需要向市住房公积金管理中心提出书面申请，填写住房公积金贷款申请表并如实提供有关资料。然后市住房公积金管理中心就会跟借款人与中心签订相关合同或协议，并按中国人民银行规定办理保险。最后，贷款手续办理完毕后，市住房公积金管理中心给银行签发准予贷款通知书，银行接到贷款通知书后办理贷款划付手续。希望我的回答能够帮助到你，谢谢

忆你直至梦里无尽止的思 07-01 04:52

扬州公积金买房的流程：1、初审：　　由住房资金管理中心对申请人提交的材料进行初步审查，包括申请人资格、贷款额度、贷款期限，初审合格以后，由中心出具《抵押物审核评估通知单》。　　2、评估：　　申请人持《抵押物审核评估通知单》到中心指定的评估机构，对所购买的房屋价值进行评估。经济适用房不需要评估。　　3、审核：　　申请人持评估机构出具的《评估报告》以及中心要求的初审材料到中心进行贷款审核。如果合格，中心开具《住房资金管理中心担保委托贷款调查通知单》。　　4、办理担保手续：　　申请人持《住房资金管理中心担保委托贷款调查通知单》，按照自己选择的担保方式办理担保手续。如果选择抵押＋保证的方式，保证人应该出具书面的担保函；如果选择抵押＋保险或第三人保证的方式，应该到保险公司投保或到担保机构办理委托担保手续。　　5、签订借款合同。,希望我的回答对您有所帮助，能得到您的采纳!

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