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我有七年公积金，买房可以贷款多少钱？有多少种？

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我有些问题，请问一下如何申请公积金装修武汉公积金转出流程是怎样的？有没有网友晓得？武汉企业公积金办理流程是什么样的？有人晓得吗？武汉取住房公积金流程哪位朋友熟悉？具体怎么做？西安公积金代缴公司哪家靠谱？武汉住房公积金开户流程有哪位知道武汉住房公积金买房流程到底是什么？西安市公积金提取流程是怎样的谁清楚？西安市哪里可以提取住房公积金，提取的流程是什么西安租房提取公积金流程是什么？有哪位高手了解？西安市住房公积金转省流程谁清楚？哪位网友晓得？咸阳公积金贷款买房需要缴纳哪些费用？谁知道是什么情况啊？咸阳租房公积金提取流程有谁清楚？谁能够说一下？现房公积金办理贷款流程是怎样，很麻烦吗咸宁住房公积金提取的流程是什么样的？

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我有七年公积金，买房可以贷款多少钱？有多少种？

浏览：48次 | 提问时间： 07-01 04:34
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3个答案
挣脱我 07-01 04:35

贷款买房有多种，有公积金贷款和商业贷款。首套的话是按照房价总额的，公积金贷款20%、商业贷款30%；二套住房多为4成。非普通住宅又有差别。在贷款前，你要先知道自己的公积金帐户上有多少钱，单位每月给你多少钱。只有知道自己的情况才能去贷款。

咕噜噜胃在唱歌 07-01 04:43

我办过公积金贷款过，公积金贷款，不是看你公积金账户上有多少钱，而是看你买了房子首付后还差多少钱，一般情况下，首付后还差多少，都可以从公积金那里贷款，最高额可以贷40万元。公积金贷款的好处是：比商业银行贷款的利率低，比如现在商业银行贷款的月利率是千分之五点六，而公积金月利率才是千分之三点三。也就是说贷1万元，你一个月少付23元，你说合算吗？

只要还有心跳就有我逗你笑 07-01 04:52

贷款买房有很多种，有公积金贷款和商业贷款。各个城市略有不同。首套的话，公积金贷款2成、商业贷款3成；二套住房多为4成。非普通住宅又有差别。在贷款前，你要先知道自己的公积金帐户上有多少钱，单位每月给你多少钱。只有知道自己的情况才能去贷款。公积金是职工的一种福利，贷款的利息比商业贷款低很多。商业贷款一般是可以和公积金一起，做成组合贷款，如果你要贷很多款，但是你的公积金余额有不多，这时可以组合贷款。确定自己的公积金后，就是去选房子。确定这个房子总价多少钱，首付多少，总价减去首付就是贷款的钱。首付是不能贷款的，所以你手上必须要有些现金，一般的首付是30%

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