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什么是商贷公积金还贷？你知道它有哪些流程？_其他_设计456问答
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什么是商贷公积金还贷？你知道它有哪些流程？

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什么是商贷公积金还贷？你知道它有哪些流程？

浏览：41次 | 提问时间： 07-01 04:34
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3个答案
qouAnjs傻 07-01 04:35

如果你选择的是商贷和公积金构成的组合贷款，先还商贷会“优惠”很多。由于公积金贷款含政策性补贴的成分，所以贷款利率比商贷低不少，此次加息幅度也比普通商贷小，所以购房者提前归还贷款利率较高的商贷，相对划算些。如果你是纯商业贷款，那么又有两种还款方式的区别。

不放手 07-01 04:44

看情况吧，如果你选择的是商贷和公积金构成的组合贷款，先还商贷会“优惠”很多。由于公积金贷款含政策性补贴的成分，所以贷款利率比商贷低不少，此次加息幅度也比普通商贷小，所以购房者提前归还贷款利率较高的商贷，相对划算些。

愚人娱己 07-01 04:52

看你有没有公积金啦，可以是商贷，也可以是公积金贷款

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