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上海公积金提前还款流程哪位了解？哪位能够说说看？

上海公积金提前还款流程哪位了解？哪位能够说说看？

浏览：42次 | 提问时间： 07-01 04:34

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华而不实 07-01 04:35

根据规定申请住房贷款发放后就无法修改还款年限，但是可以选择提前还款。提前还贷条件：1、公积金缴存职员已经办理了上海公积金贷款;2、自住房公积金贷款放款之日起满一年;3、每次还款金额应不低于6个月的住房公积金贷款本息额。提前还贷所需资料：1、身份证;2、最近一次的还款凭证;3、贷款还款卡折;4、其它所需资料。提前还贷流程：借款人携带上述资料前往放款银行办理提前还贷手续即可。

若无未来 07-01 04:43

公积金提前还款手续提前还款包括提前全部还款、提前部分还款且贷款期限不变、提前部分还款的同时缩短贷款期限三种情况。贷款银行只能受理自发放个人贷款第二个还款月起借款人提前还款的申请。银行提前还贷流程，各银行还贷方式和时间不尽相同，具体事宜请咨询购房时申请贷款的银行。以下仅以北京工商银行朝阳分行办理流程为例：购房者首先要将提前还贷申请表传真至银行。希望有所帮助。

Favorte 07-01 04:52

提前还款流程：申请办理人员：借款人。办理场所：原住房公积金贷款放款银行网点。办理要件：借款人自住房公积金贷款放款之日起满一年，可申请办理提前归还住房公积金个人贷款本息，借款人归还部分住房公积金贷款本息，每次还款金额应不低于6个月的住房公积金贷款本息额。贷款经办行通知借款人在约定时间带好身份证、具备贷款账号的证明材料(包括但不限于：借款合同、对账单、还款计划单等)和还款卡至柜台办理部分提前还款手续。办理流程：借款人与银行预约时间――贷款银行在7个工作日内给予答复，约定具体办理时间――按约定时间办理。办理时限：当场办结。

你不必道歉死了就好 07-01 05:00

公积金提前还款手续提前还款包括提前全部还款、提前部分还款且贷款期限不变、提前部分还款的同时缩短贷款期限三种情况。贷款银行只能受理自发放个人贷款第二个还款月起借款人提前还款的申请。银行提前还贷流程据了解，各银行还贷方式和时间不尽相同，具体事宜请咨询购房时申请贷款的银行。以下仅以北京工商银行朝阳分行办理流程为例：购房者首先要将提前还贷申请表传真至银行，申请表内容包括提前还贷理由、房子所在地、联系电话、身份证号、还款存折账号等基本信息。银行在接到申请后，在一个月左右给予回复。如符合还贷手续，购房者携带现金及相关材料，当天就可以办理好还贷证明。仅供参考

药 07-01 05:08

上海市公积金贷款办理提前还贷手续，需准备以下资料到公积金管理中心办理。　　1、借款人资料：　　(1)借款人身份证及复印件三份；　　(2)借款人住房公积金卡；　　(3)借款人未办理偿还住房公积金(组合)贷款柜台提取登记业务的，需提供近期贷款还款凭证或《个人住房公积金贷款支付凭证(借据)》、组合贷款中按揭贷款借据(以下统称“借据”)及复印件一份；借款人已办理偿还住房公积金(组合)贷款柜台提取登记业务的，需提供近期贷款还款凭证或借据；　　(4)借款人单位开具的《住房公积金提取申请书》(或《补充住房公积金提取申请书》、《按月住房补贴提取申请书》)一式二份。　　2、配偶资料：　　申请同时提取配偶住房公积金账户余额偿还贷款的，配偶本人需携带以下资料：　　(1)配偶身份证及复印件三份；　　(2)配偶住房公积金卡；　　(3)配偶未办理偿还住房公积金(组合)贷款柜台提取登记业务的，需提供结婚证及复印件二份；配偶已办理偿还住房公积金(组合)贷款柜台提取登记业务的，需提供结婚证及复印件一份。　　(4)配偶单位开具的《提取申请书》一式二份。

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