array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(21) "温州公积金贷款" ["inlink"] => int(0) ["addtime"] => string(10) "1594371892" ["tagid"] => int(534399) ["id"] => string(6) "534399" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503928745787403) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/534399" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/534399" } [1] => array(11) { ["tagname"] => string(27) "温州公积金贷款条件" ["inlink"] => int(0) ["addtime"] => string(10) "1598923636" ["tagid"] => int(892344) ["id"] => string(6) "892344" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941003640843) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/892344" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/892344" } [2] => array(11) { ["tagname"] => string(33) "请问温州华派装饰怎么样" ["inlink"] => int(0) ["addtime"] => string(10) "1608110963" ["tagid"] => 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["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/7351784" } [19] => array(11) { ["tagname"] => string(48) "请问国标水管怎么样啊有人了解的吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599534137" ["tagid"] => int(1212824) ["id"] => string(7) "1212824" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951432777741) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1212824" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1212824" } } ["counts"] => int(4301525) ["pagecount"] => float(215077) }

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请问有人熟悉温州的贷款程序吗？温州怎么用公积金贷款装修？

请问有人熟悉温州的贷款程序吗？温州怎么用公积金贷款装修？

浏览：76次 | 提问时间： 07-01 04:34

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5个答案

拼 07-01 04:35

成都买房住房用公积金贷款额度怎么计算。1、公积金贷款额度是指个人在使用公积金贷款时所能申请的最大贷款金额。只有具有当地城镇常住户口、建立住房公积金制2年以上并按规定缴存住房公积金的职工，为购建住房或翻建、大修自有住房资金不足时，才可享受公积金贷款。2、公积金贷款额度的计算，要根据还贷能力、房价成数、住房公积金账户余额和贷款最高限额四个条件来确定，四个条件算出的最小值就是借款人最高可贷数额。公积金贷款额度计算方法如下：按照还贷能力计算的贷款额度计算公式为：[(借款人月工资总额借款人所在单位住房公积金月缴存额)×还贷能力系数-借款人现有贷款月应还款总额]×贷款期限(月)。按使用配偶额度[(夫妻双方月工资总额夫妻双方所在单位住房公积金月缴存额)×还贷能力系数-夫妻双方现有贷款月应还款总额]×贷款期限(月)。其中还贷能力系数为40%月工资总额

戏子 07-01 04:44

公积金月缴额÷(单位缴存比例个人缴存比例)。按照房屋价格计算的贷款额度计算公式为：贷款额度

心难控 07-01 04:52

房屋价格×贷款成数按照贷款最高限额计算的贷款额度使用本人住房公积金申请住房公积金贷款的，贷款最高限额40万元；同时使用配偶住房公积金申请住房公积金贷款的，贷款最高限额60万元。使用本人住房公积金申请住房公积金贷款，且申请贷款时本人正常缴存补充住房公积金的，贷款最高限额50万元；同时使用配偶住房公积金申请住房公积金贷款，且申请贷款时本人或其配偶正常缴存补充住房公积金的，贷款最高限额70万元。

蓝海夜未央 07-01 05:00

公积金贷款怎么认?定三套房的原因是：以家庭为单位，只要有两处房产就算三套，不管这两处房产有没有贷款记录；五年内有用购房的名义两次贷款，就算三套；不管商业贷款还是公积金贷款都算在内。　一、住房公积金，是指国家机关、国有企业、城镇集体企业、外商投资企业、城镇私营企业及其他城镇企业、事业单位、民办非企业单位、社会团体及其在职职工缴存的长期住房储金。　二、公积金贷款1-5年利率4.59%，6-30年利率5.04%，公积金最高贷款从今年7月1日由40万调整到60万。最高贷款年限30年。望采纳

深海里的亡鱼 07-01 05:08

可以申请公积金装修贷款的，但是你是异地，并不好直接申请装修贷款，但是可以提取公积金来用于装修。

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请问有人熟悉温州的贷款程序吗？温州怎么用公积金贷款装修？

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请问有人熟悉温州的贷款程序吗？温州怎么用公积金贷款装修？