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请教大家公积金贷款到哪里办，流程怎么办？

请教大家公积金贷款到哪里办，流程怎么办？

浏览：32次 | 提问时间： 07-01 04:34

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原谅我优柔寡断心软成患 07-01 04:35

可以用公积金贷款，公积金贷款只要找公积金管理中心就可以了，不找售楼处也可以，公积金的贷款的情况有以下几点要求：一、贷款流程1.买卖双方到担保公司签贷款申请；2.买卖双方本人到场初审，评估；3.双方办理过户手续，买方到住房公积金管理中心签署借款合同；4.见新的产权证公积金管理划款到担保公司帐户上；5.担保公司给房主放款到指定帐户上；6.买方同担保公司办理抵押手续，领取产权证；二、备注1.公积金是否已经连续缴存12个月，且现在处在缴存状态；2.最高贷款额40万30年；没有年龄限制；3.套内建筑面积90平米以内最高贷款八成；4.公积金贷款的交税金额的七成不能低于贷款金额；5.在外地缴存的公积金不能在北京做贷款；6.夫妻双方有任何一方做过公积金贷款，则第二套公积金贷款不予受理；7.房本上有未成年人的名字不能申请公积金贷款；8.公积金贷款不接受公证书。

領悟 07-01 04:43

公积金贷款手续费一般:住房公积金贷款需要贷款本人必须在财政局交有住房公积金,如果你只贷2万的话另外再找一个人做担保即可,办埋时需用本人及担保人的身份证及户口本复印件，不收取手续费。望采纳

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请教大家公积金贷款到哪里办，流程怎么办？

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请教大家公积金贷款到哪里办，流程怎么办？