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公司有买住房公积金，这个住房公积金是不是可以用来贷款啊？_其他_设计456问答
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公司有买住房公积金，这个住房公积金是不是可以用来贷款啊？
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公司有买住房公积金，这个住房公积金是不是可以用来贷款啊？
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提问时间： 07-02 04:10
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3个答案
如果第一套住房的人均面积超过28.81平米，不可以用公积金贷款；人均面积不超过28.81平，可以用公积金贷款，二套，首付6成，贷4成。如果借钱全款买，待买完房后，持房本原件及复印件，购房时的网签合同，还有购房发票或契税票到公积金提取公积金用来换债主。
只可以提取公积金了，不能再公积金贷款了。也可以用房子抵押给银行，贷款出来装修。但是这个利率就不是住房贷款利率了。
住房公积金买满一年就可以去取来用了，可以用来买房或者装修。住房公积金是可以退的额。
