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公积金贷款后具体流程是什么，对以后的公积金存取有什么影响啊？

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公积金贷款可以省多少钱？比商业贷款，哪个划算公积金贷款可以用来装修吗，有哪些类别？公积金贷款买二手房流程是什么？公积金贷款快还是商业贷款快，费用是多少？公积金贷款买房30万还10年每月还多少钱，简单介绍下公积金贷款利息多少钱有人知道吗，哪位知道详细情况是什么啊？公积金贷款买房，具体的办理流程是怎样？有什么方法？公积金贷款买房流程？可以异地贷款？公积金贷款买房如何贷谁能把流程说一下？公积金贷款哪种最划算？需要哪些流程呢？公积金贷款强制险多少钱！求大神解答？公积金贷款能用来装修吗？除了买房还能做啥公积金贷款能装修父亲的房子吗公积金贷款人因工出差,委托家人办理,是否需要公证?流程是公积金贷款认可的评估公司有那个，求推荐？

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公积金贷款后具体流程是什么，对以后的公积金存取有什么影响啊？

浏览：36次 | 提问时间： 07-02 04:10

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3个答案

病入膏肓 07-02 04:10

不知你说的没有产证是什么概念，如果是他的房子是分配或者动迁的，还没有办理过产权，这种房子是属于使用权，只能上海户口购买而且不能贷款，买下后花些钱去买产权，产证有了以后再贷款，是不属于购房贷款的，所以不能贷公积金，只能进行抵押贷款，具体的抵押贷款事项只能问银行去了，我真心不懂。。。。

怪我深情 07-02 04:19

房照到手以后，到公积金申请，即可取公积金存款。取款额视当地规定。一般是取整，差不多都能取出来。但取完后，再用公积金贷款似乎受影响，尤其是贷款额度。因为公积金贷款额度计算公式还有一个参数是公积金存款。最好是用公积金还每月贷款，具体规定到公积金办理。不太难。取公积金似乎只有两种途径：买房了，退休了。

旧情未了 07-02 04:27

办完贷款了跟公积金就没有多大关系了,如果工作没有公积金了,可能对你来说也不是什么好事,当然要是工资涨了还好,至少没加大还贷压力。因为要一年以后才能提前还款呢,你可以卖,但是要等还完贷后,才能过户更名。

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