array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(18) "每月还贷计算" ["inlink"] => int(0) ["addtime"] => string(10) "1598924010" ["tagid"] => int(963583) ["id"] => string(6) "963583" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943036829702) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/963583" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/963583" } [1] => array(11) { ["tagname"] => string(21) "公积金每月还贷" ["inlink"] => int(0) ["addtime"] => string(10) "1598924010" ["tagid"] => int(955388) ["id"] => string(6) "955388" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942800900105) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/955388" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/955388" } [2] => array(11) { ["tagname"] => string(27) "住房公积金如何还贷" ["inlink"] => int(0) ["addtime"] => string(10) "1598923399" ["tagid"] => int(843421) ["id"] => string(6) "843421" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503939572334628) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/843421" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/843421" } [3] => array(11) { ["tagname"] => string(18) "缴住房公积金" ["inlink"] => int(0) ["addtime"] => string(10) "1594371757" ["tagid"] => int(519906) ["id"] => string(6) "519906" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503928313774083) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/519906" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/519906" } [4] => array(11) { ["tagname"] => string(18) "住房公积金缴" ["inlink"] => int(0) ["addtime"] => string(10) "1598923693" ["tagid"] => int(914552) ["id"] => string(6) "914552" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941621252130) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/914552" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/914552" } [5] => array(11) { ["tagname"] => string(36) "如何提取住房公积金还贷款" ["inlink"] => int(0) ["addtime"] => string(10) "1598923636" ["tagid"] => int(882467) ["id"] => string(6) "882467" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503940731011095) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/882467" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/882467" } [6] => array(11) { ["tagname"] => string(21) "住房公积金每月" ["inlink"] => int(0) ["addtime"] => string(10) "1594372024" ["tagid"] => int(563449) ["id"] => string(6) "563449" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503929569968140) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/563449" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/563449" } [7] => array(11) { ["tagname"] => string(33) "住房公积金贷款如何还贷" ["inlink"] => int(0) ["addtime"] => string(10) "1598923862" ["tagid"] => int(941301) ["id"] => string(6) "941301" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942378323979) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/941301" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/941301" } [8] => array(11) { ["tagname"] => string(33) "如何用住房公积金还贷款" ["inlink"] => int(0) ["addtime"] => string(10) "1598924443" ["tagid"] => int(1035315) ["id"] => string(7) "1035315" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945084698638) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1035315" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1035315" } [9] => array(11) { ["tagname"] => string(24) "住房公积金怎么缴" ["inlink"] => int(0) ["addtime"] => string(10) "1594372024" ["tagid"] => int(563518) ["id"] => string(6) "563518" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503929572065286) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/563518" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/563518" } [10] => array(11) { ["tagname"] => string(21) "住房公积金断缴" ["inlink"] => int(0) ["addtime"] => string(10) "1598923730" ["tagid"] => int(924123) ["id"] => string(6) "924123" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941889687577) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/924123" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/924123" } [11] => array(11) { ["tagname"] => string(24) "个人缴住房公积金" ["inlink"] => int(0) ["addtime"] => string(10) "1598923730" ["tagid"] => int(931881) ["id"] => string(6) "931881" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942113034250) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/931881" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/931881" } [12] => array(11) { ["tagname"] => string(24) "住房公积金缴多少" ["inlink"] => int(0) ["addtime"] => string(10) "1598923399" ["tagid"] => int(854209) ["id"] => string(6) "854209" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503939877470216) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/854209" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/854209" } [13] => array(11) { ["tagname"] => string(15) "如何还贷款" ["inlink"] => int(0) ["addtime"] => string(10) "1598924443" ["tagid"] => int(1038614) ["id"] => string(7) "1038614" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945176973319) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1038614" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1038614" } [14] => array(11) { ["tagname"] => string(18) "贷款如何还贷" ["inlink"] => int(0) ["addtime"] => string(10) "1598923473" ["tagid"] => int(864948) ["id"] => string(6) "864948" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503940175265816) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/864948" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/864948" } [15] => array(11) { ["tagname"] => string(27) "住房公积金每月提取" ["inlink"] => int(0) ["addtime"] => string(10) "1598924443" ["tagid"] => int(1043243) ["id"] => string(7) "1043243" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945309093894) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1043243" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1043243" } [16] => array(11) { ["tagname"] => string(27) "住房公积金每月多少" ["inlink"] => int(0) ["addtime"] => string(10) "1598923399" ["tagid"] => int(850246) ["id"] => string(6) "850246" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503939765272581) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/850246" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/850246" } [17] => array(11) { ["tagname"] => string(27) "住房公积金月缴金额" ["inlink"] => int(0) ["addtime"] => string(10) "1598924443" ["tagid"] => int(1043013) ["id"] => string(7) "1043013" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945301753892) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1043013" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1043013" } [18] => array(11) { ["tagname"] => string(27) "住房公积金月缴基数" ["inlink"] => int(0) ["addtime"] => string(10) "1598924527" ["tagid"] => int(1049662) ["id"] => string(7) "1049662" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945488400412) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1049662" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1049662" } [19] => array(11) { ["tagname"] => string(21) "上缴住房公积金" ["inlink"] => int(0) ["addtime"] => string(10) "1598923636" ["tagid"] => int(882300) ["id"] => string(6) "882300" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503940725768198) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/882300" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/882300" } } ["counts"] => int(2253212) ["pagecount"] => float(112661) }

当前位置：首页>

装修问答

其他

到新公司不缴住房公积金，每月如何还贷的啊？

到新公司不缴住房公积金，每月如何还贷的啊？

浏览：40次 | 提问时间： 07-02 04:10

分享到：

4个答案

心有不甘 07-02 04:11

首先,商业贷款转公积金贷款,你必须己经取得房屋的产权证和土地证,个人的公积金正常汇缴满半年;其次,在上述条件满足的条件,你可以去公积金管理中心领取申请表,去原先贷款的银行查询贷款余额,然后由公积金管理中心审批,再去置业担保公司办理手续,接着去原贷款银行归还贷款,再到公积金管理中心指定你去的银行办理公积金贷款的手续.你可以到当地的房管局问一下具体的情况。延长公积金贷款还款期限，可以使每月的公积金还款额下降，您每月缴纳的公积金冲还公积金贷款后，就能剩余一部分用来冲还商业性贷款。举例来说，如果您家庭的公积金缴存额每月有1000元，打算申请10万元的公积金贷款和10万元的商业性贷款，考虑自己的还款能力，您打算都申请10年的还款期限。根据计算，您的公积金贷款月还款额为1023．42元，商业性贷款月还款额为1075．87元，冲抵1000元公积金月缴存额后，您每月要负担的还款额为1099．29元。下表可以说明问题。您可以发现，公积金贷款的借款期限越长，月还款额就越少，每月冲抵后剩余的金额就越多。这样，您就可以有两个选择，一是保持商业性贷款借款期限不变，减少每月的还款负担。比如，选择公积金贷款还款期限为20年，您每月的还款负担就可以降为717．46元。二是保持月还款负担不变，则可以缩短商业性贷款的还款期限，节省利息支出。比如，7年期商业性贷款的月还款额为1428元，您将公积金贷款还款期延长至20年，就可以在不增加还款负担的情况下，提前还清商业性贷款。计算结果表明，7年期商业性贷款的利息支出要比10年期的少9152．42元。尽管20年期公积金贷款应还利息比10年期的多，但您不用化20年时间还清公积金贷款，等还清商业性贷款后，您可以根据当时自己的公积金缴存额，再申请缩短公积金贷款的还款期限，甚至可以提前还清公积金贷款，这样就能真正做到用足公积金。

来自神经病院的你 07-02 04:19

终止住房公积金很简单的，不需要任何申请。只要你离职了，公司自然不会再给你缴纳住房公积金，一个月后，住房公积金就会自动封存，知道下次你有了新工作，新公司继续帮你缴纳住房公积金才会启封。你可以跟新公司要求，暂时不帮你缴纳房公积金，那样就可以让房公积金继续封存，直到你想续交为止。

阿屌 07-02 04:27

一、公积金账户是累计的,哪怕几个月不缴费,之前的公积金仍在账户里面。二、公积金账户个人缴纳跟单位是一样的比例。(公积金月缴存额

一身扎人的谎 07-02 04:36

缴存基数×缴存比例。比如你们公司缴存比例为5%。例如:员工公积金基数是1500元,则公司每月为该员工缴75元公积金,该员工本人缴存公积金75元,即公司与员工个人每月一共缴存150元公积金,且公司与个人缴存的150元全部存入住房公积金联名卡内。)三、社保跟公积金是两码事。四、如果老板不给的话,你就当卡遗失了。由本人携带身份证原件到深圳任一银行网点办理补办。前提你要知道你们公司的公积金卡是哪个银行的。有问题再问我把。

装修问答

其他

到新公司不缴住房公积金，每月如何还贷的啊？

最新问题

相关搜索

最新推荐

到新公司不缴住房公积金，每月如何还贷的啊？