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大家谁知道公积金贷款十万每个月还多少钱？

大家谁知道公积金贷款十万每个月还多少钱？

浏览：47次 | 提问时间： 07-02 04:10

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可惜我们太倔强 07-02 04:10

1、缩短年限很容易，提前还款后做一次变更，二选一，一个是缩短年限，每月还款额基本不变，另一个是年限不变，每个月还款额减少！2、如果没有提前还款，缩短年限意味着每个月的还款额要增加，这种情况，需要审批，即审核你的还款能力！3、月冲一定能减少利息支出，因为利息

想要珍惜 07-02 04:19

贷款余额*利率，余额减少意味着利息减少，虽然公积金存款也有利息，但利息远远低于贷款利息，息差就是你省下的钱！4、如果调整后的还款额低于原来批复的还款额，商业贷款只需要签署一份变更申请即可，银行审批通过后，会告诉你以后每个月还多少钱！5、等额本金(每个月归还的本金相同，利息逐年递减)还款方式最好，本金归还的快，利息支出少

割掉动脉喝脉动• 07-02 04:27

你好，很高兴为你解答，首付30%，你准备35万比较放心一点。每个月交多少钱是要看你70万的贷款是公积金贷款还是商业贷款？分十年、二十年还是三十年还清？公积金贷款比较便宜一点，但不知道你能不能全部公积金贷款。不行的话可以利用公积金与商业组合贷款。还款期限越长，每个月还钱数量越少，但总付清的时候钱越多，希望我的回答能帮助你。

萌妹子也有剽悍时候 07-02 04:35

您好，公积金贷款和商业贷款最大的区别就是公积金贷款利率低，公积金年利率是4.5，商业贷款是6.55，所以公积金贷款明显比商业贷款划算。但是公积金贷款有额度限制，而商贷相对而言没有的。公积金是摊还，每个月公积金多少钱可以直接扣掉，商贷也是每个月一还的。谢谢，很高兴为您解答，祝您生活愉快！

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大家谁知道公积金贷款十万每个月还多少钱？

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大家谁知道公积金贷款十万每个月还多少钱？