array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(55) "2016天津居住证办理流程谁清楚有人了解吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1206188) ["id"] => string(7) "1206188" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951199993878) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1206188" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1206188" } [1] => array(11) { ["tagname"] => string(27) "装修流程有人了解吗" ["inlink"] => int(0) ["addtime"] => string(10) "1606727762" ["tagid"] => int(5939385) ["id"] => string(7) "5939385" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504113278386203) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/5939385" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/5939385" } [2] => array(11) { ["tagname"] => string(27) "公积金贷款申请流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924154" ["tagid"] => int(972429) ["id"] => string(6) "972429" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943280099352) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/972429" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/972429" } [3] => array(11) { ["tagname"] => string(33) "深圳公积金贷款申请流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923693" ["tagid"] => int(901326) ["id"] => string(6) "901326" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941255299084) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/901326" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/901326" } [4] => array(11) { ["tagname"] => string(33) "广州公积金贷款申请流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924527" ["tagid"] => int(1054778) ["id"] => string(7) "1054778" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945627861024) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1054778" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1054778" } [5] => array(11) { ["tagname"] => string(33) "广州公积金贷款申请流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924527" ["tagid"] => int(1054783) ["id"] => string(7) "1054783" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945628909568) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1054783" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1054783" } [6] => array(11) { ["tagname"] => string(30) "公积金贷款申请流程图" ["inlink"] => int(0) ["addtime"] => string(10) "1598924527" ["tagid"] => int(1047401) ["id"] => string(7) "1047401" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945424437253) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1047401" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1047401" } [7] => array(11) { ["tagname"] => string(36) "成都圣地亚家居有人了解吗" ["inlink"] => int(0) ["addtime"] => string(10) "1608629480" ["tagid"] => int(7726662) ["id"] => string(7) "7726662" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504173019955226) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/7726662" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/7726662" } [8] => array(11) { ["tagname"] => string(18) "贷款申请流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924269" ["tagid"] => int(995488) ["id"] => string(6) "995488" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943923925007) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/995488" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/995488" } [9] => array(11) { ["tagname"] => string(33) "退住房公积金有人了解吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599534137" ["tagid"] => int(1231154) ["id"] => string(7) "1231154" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952059826182) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1231154" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1231154" } [10] => array(11) { ["tagname"] => string(39) "室内装修吊顶流程有人了解吗" ["inlink"] => int(0) ["addtime"] => string(10) "1604536502" ["tagid"] => int(4467279) ["id"] => string(7) "4467279" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504062960369682) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/4467279" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/4467279" } [11] => array(11) { ["tagname"] => string(33) "上海公积金贷款申请流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923693" ["tagid"] => int(901345) ["id"] => string(6) "901345" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941255299103) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/901345" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/901345" } [12] => array(11) { ["tagname"] => string(24) "创业贷款申请流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923636" ["tagid"] => int(886103) ["id"] => string(6) "886103" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503940829577254) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/886103" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/886103" } [13] => array(11) { ["tagname"] => string(51) "北京市工作居住证申请流程有人了解吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1207191) ["id"] => string(7) "1207191" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951235645457) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207191" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207191" } [14] => array(11) { ["tagname"] => string(48) "请问无锡暂住证办理流程有人了解吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1207726) ["id"] => string(7) "1207726" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951254519814) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207726" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207726" } [15] => array(11) { ["tagname"] => string(51) "深圳办居住证的流程谁了解有人晓得吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599534137" ["tagid"] => int(1224753) ["id"] => string(7) "1224753" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951844868111) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1224753" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1224753" } [16] => array(11) { ["tagname"] => string(33) "住房公积金贷款申请流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923862" ["tagid"] => int(939397) ["id"] => string(6) "939397" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942321700887) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/939397" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/939397" } [17] => array(11) { ["tagname"] => string(39) "成都墙面翻新价格有人了解吗" ["inlink"] => int(0) ["addtime"] => string(10) "1608597460" ["tagid"] => int(7614516) ["id"] => string(7) "7614516" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504169589014528) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/7614516" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/7614516" } [18] => array(11) { ["tagname"] => string(24) "组合贷款申请流程" ["inlink"] => int(0) ["addtime"] => string(10) "1599444624" ["tagid"] => int(1152683) ["id"] => string(7) "1152683" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503949467746322) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1152683" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1152683" } [19] => array(11) { ["tagname"] => string(24) "商业贷款申请流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924154" ["tagid"] => int(975143) ["id"] => string(6) "975143" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943355596805) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/975143" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/975143" } } ["counts"] => int(478223) ["pagecount"] => float(23912) }

当前位置：首页>

装修问答

其他

2016成都公积金贷款申请流程有人了解吗

2016成都公积金贷款申请流程有人了解吗

浏览：48次 | 提问时间： 07-02 04:10

分享到：

2个答案

家丑人穷心不美 07-02 04:10

2016年成都市房贷政策1．单笔住房公积金贷款最高额度为40万元；2．最高贷款成数由成都住房公积金中心与开发商签订协议为准；计算最高可贷款额度的公式是：借款申请人及配偶公积金个人月缴存额之和÷实际缴存比例×12(月)×0.45(还款能力系数)×贷款期限(最长可贷年限)若夫妻双方缴存比例不一致的,按比例较高的一方确定实际缴存比例。3．不高于按借款申请人及配偶还款能力确定的贷款限额。申请公积金贷款还应满足月还款/月收入不大于50%(其中：月还款包括已有负债和本次负债每月还款之和)。4．贷款申请人的配偶作为住房公积金共同借款人的，可以参与公积金贷款额度计算。符合上述条件的贷款申请，由成都公积金中心结合借款申请人信用状况等因素综合评估后确定最终贷款额度。

不善言辭 07-02 04:19

一、调整单笔可贷额度计算倍数　　住房公积金贷款计算公式的缴存余额挂钩倍数由20倍调整为30倍。缴存余额在一万以下的借款申请人，不受余额挂钩倍数的限制，原则上均可贷到30万元。　　二、降低住房公积金贷款首付款比例　　购买首套住房的，首付款比例不得低于2成。对已有一套住房并已结清住房贷款余额的，首付款比例不得低于3成;对已有一套住房但未结清相应住房贷款余额的，首付款比例不得低于4成，执行同期首套住房公积金贷款利率的1.1倍;对购买第三套住房的不予以贷款。　　三、停止向借款人收取期房阶段性担保费　　担保公司向借款人收取的住房公积金贷款期房阶段性担保费，改由成都住房公积金管理中心承担，不再向借款人收取。　　四、连续缴存六个月即可申请公积金贷款　　已连续正常缴存住房公积金6个月(含)以上且符合其他公积金贷款条件的成都市缴存职工，即可申请公积金贷款。同时，从外地调入成都工作的职工，在成都缴存公积金不满6个月的，提供由外地公积金中心出具的连续正常缴存证明后，缴存时间可合并计算。　　五、单笔贷款最高额度提高至50万元0　　六、成都籍职工回蓉购房可办理异地贷款　　成都市户籍职工在就业地缴存住房公积金，购买成都市行政区域内自住住房的，可持就业地住房公积金管理中心出具的公积金缴存证明，向成都公积金中心申请贷款。

装修问答

其他

2016成都公积金贷款申请流程有人了解吗

最新问题

相关搜索

最新推荐

2016成都公积金贷款申请流程有人了解吗