array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(66) "关于住房公积金和贷款问题有人知道是什么政策啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534201" ["tagid"] => int(1236943) ["id"] => string(7) "1236943" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952284221443) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1236943" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1236943" } [1] => array(11) { ["tagname"] => string(48) "天津公积金贷款买房流程到底是什么" ["inlink"] => int(0) ["addtime"] => string(10) "1608597460" ["tagid"] => int(7605068) ["id"] => string(7) "7605068" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504169296461856) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/7605068" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/7605068" } [2] => array(11) { ["tagname"] => string(30) "请问猫眼是什么透镜啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534137" ["tagid"] => int(1221897) ["id"] => string(7) "1221897" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951743156243) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1221897" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1221897" } [3] => array(11) { ["tagname"] => string(48) "一般的购房按揭的具体流程是什么啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599530139" ["tagid"] => int(1174371) ["id"] => string(7) "1174371" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503950157709330) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1174371" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1174371" } [4] => array(11) { ["tagname"] => string(66) "请问空调插座和普通插座区别是什么啊有人知道吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1210576) ["id"] => string(7) "1210576" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951352037396) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1210576" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1210576" } [5] => array(11) { ["tagname"] => string(21) "公积金是什么啊" ["inlink"] => int(0) ["addtime"] => string(10) "1594371558" ["tagid"] => int(497039) ["id"] => string(6) "497039" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503927657365521) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/497039" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/497039" } [6] => array(11) { ["tagname"] => string(51) "购房贷款需要哪些材料具体流程是什么" ["inlink"] => int(0) ["addtime"] => string(10) "1599534257" ["tagid"] => int(1268029) ["id"] => string(7) "1268029" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503953359011862) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1268029" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1268029" } [7] => array(11) { ["tagname"] => string(78) "请问大家小产权房是否可以抵押贷款有人知道是什么情况啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534137" ["tagid"] => int(1224823) ["id"] => string(7) "1224823" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951846965275) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1224823" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1224823" } [8] => array(11) { ["tagname"] => string(30) "装修的具体流程是什么" ["inlink"] => int(0) ["addtime"] => string(10) "1599534137" ["tagid"] => int(1231327) ["id"] => string(7) "1231327" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952066117641) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1231327" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1231327" } [9] => array(11) { ["tagname"] => string(51) "请问交房契税是什么啊有人比较清楚吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1209153) ["id"] => string(7) "1209153" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951303802907) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1209153" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1209153" } [10] => array(11) { ["tagname"] => string(27) "公积金贷款买房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1593421791" ["tagid"] => int(66097) ["id"] => string(5) "66097" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503911728447499) ["pageurl"] => string(34) "//www.sheji456.com/ask/tlist/66097" ["m_pageurl"] => string(32) "//m.sheji456.com/ask/tlist/66097" } [11] => array(11) { ["tagname"] => string(33) "请问家装施工流程是什么" ["inlink"] => int(0) ["addtime"] => string(10) "1606814506" ["tagid"] => int(6267607) ["id"] => string(7) "6267607" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703504123932966915) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/6267607" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/6267607" } [12] => array(11) { ["tagname"] => string(63) "哪位说说贷款买房有产权证吗谁知道具体数目啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534045" ["tagid"] => int(1206291) ["id"] => string(7) "1206291" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503951204188163) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1206291" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1206291" } [13] => array(11) { ["tagname"] => string(99) "厦门商用房产过户缴税是怎么缴的具体的地址是什么有人知道具体的情况啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534201" ["tagid"] => int(1238359) ["id"] => string(7) "1238359" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952333504540) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1238359" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1238359" } [14] => array(11) { ["tagname"] => string(30) "公积金贷款买房的流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923730" ["tagid"] => int(932535) ["id"] => string(6) "932535" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942131908609) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/932535" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/932535" } [15] => array(11) { ["tagname"] => string(30) "用公积金贷款买房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598923862" ["tagid"] => int(942649) ["id"] => string(6) "942649" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503942416072721) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/942649" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/942649" } [16] => array(11) { ["tagname"] => string(33) "武汉公积金贷款买房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924154" ["tagid"] => int(972380) ["id"] => string(6) "972380" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943279050762) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/972380" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/972380" } [17] => array(11) { ["tagname"] => string(33) "异地公积金贷款买房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924352" ["tagid"] => int(1011556) ["id"] => string(7) "1011556" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944370618371) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1011556" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1011556" } [18] => array(11) { ["tagname"] => string(33) "北京公积金贷款买房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924352" ["tagid"] => int(1012771) ["id"] => string(7) "1012771" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503944404172837) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1012771" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1012771" } [19] => array(11) { ["tagname"] => string(33) "南京公积金贷款买房流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924443" ["tagid"] => int(1035535) ["id"] => string(7) "1035535" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945090990095) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1035535" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1035535" } } ["counts"] => int(194502) ["pagecount"] => float(9726) }

当前位置：首页>

装修问答

其他

请问公积金贷款买房贷款流程是什么？有人知道具体是什么啊？

请问公积金贷款买房贷款流程是什么？有人知道具体是什么啊？

浏览：57次 | 提问时间： 07-02 04:10

分享到：

3个答案

好心分手 07-02 04:11

1.申请公积金买房的一个前提是必须要连续缴纳住房公积金半年以上，并且现在也处在缴纳中。2.一般能申请到公积金账户余额的40倍，还要考虑到你交完首付后实际按揭的额度而定。3.你这个问题问的很乱，一般房贷有：公积金贷款、商业贷款和组合贷款三种。想公积金只是按揭的一种形式而已，并且不管是哪一种，都属于银行贷款，银行贷款的种类很多，房贷只是其中比较重要的业务。具体的按揭流程，开发商或者你申请的银行会告诉你流程的，先付首付，然后进行按揭。

一个人的繁华 07-02 04:19

请问买房贷款注意事项？最近想买套房子，大概60-70平方的小户型，想问下如何贷款，需要注意那几个地方的吗？方法/步骤1要注意家庭的经济承受能力，建议夫妻双方一人的经济承担房贷，一人的经济开支生活，这样是最好的，过高的贷款额度会影响生活品质。2贷款分纯公积金，纯商贷，组合型三种。有条件的最好选择纯公积金贷款，利率低非常多，而且还款可以直接公积金抵扣，方便。不过公积金贷款要求也相对高，根据你每月缴纳的额度申请贷款额度，而且需要房子是有年限的，有些老的二手房不予贷。商业贷款条件相对宽。3选择什么银行贷款取决于很多方面，一般选择利率优惠最高，又有一定实力的大银行。4购房贷款需要银行的个人信用非常好，有稳定的收入，到时需要提供每月还款额度至少双倍的公司盖公章的收入证明。5还款方式有很多种，等额还款，等额本金还款等，贷款年限最高30年，二手房的贷款年限根据建造时间算，有些二手房贷款年限是很少的，要问清楚银行。6贷款买房还要注意一点就是你申请的贷款额度银行审批需要多久才能放款，急于买房的最好要问清楚银行，碰上银行资金紧张等一年的都有。如果两个人都有住房公积金的话，可以拿出另外一个人的公积金来贷款，这样可以减轻家里的压力跟负担，资金还可以周转，手上就有更多剩余的钱，投资其他地方。用住房公积金的话，利息还会相当的少，以上信息是个人建议，仅供参考！

贪得无厌 07-02 04:27

北京最新的公积金房贷政策是什么？北京公积金将贯彻执行国务院以及北京住建委的相关政策，自2016年5月5日开始，进行公积金贷款初审的客户需以家庭为单位计算贷款套数，统一按照90

装修问答

其他

请问公积金贷款买房贷款流程是什么？有人知道具体是什么啊？

最新问题

相关搜索

最新推荐

请问公积金贷款买房贷款流程是什么？有人知道具体是什么啊？