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我想问一下二手房公积金的贷款流程

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问问柳州公积金贷款流程是怎样的？应该注意什么靖江公积金贷款流程哪位朋友熟悉？具体怎么做？商品房公积金贷款流程有谁熟悉？兰州公积金贷款流程是什么？哪位知道该如何计算啊烟台住房公积金贷款流程是怎样的？办理流程是？浙江嘉兴二手房公积金贷款流程有谁了解？哪位晓得2016济南住房公积金贷款流程是什么？重庆二手房公积金贷款流程是怎样的？陕西二手房住房公积金贷款流程是怎样的？大家说一说长沙公积金组合贷款流程是怎样的？常德住房公积金贷款流程哪位朋友清楚？合肥房贷商转公积金贷款流程有谁清楚？蚌埠公积金贷款流程是怎样的？有什么规定呢无锡商贷转公积金贷款流程有谁了解？谁知道具体的数目啊哪个能说说用公积金贷款流程是怎样的？

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我想问一下二手房公积金的贷款流程

浏览：63次 | 提问时间： 07-02 04:10

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2个答案

多情女子红颜薄命 07-02 04:11

二手房交易贷款流程有以下程序：二手房交易贷款流程1、房屋买卖双方签订房屋买卖合同；二手房交易贷款流程2、购房人向银行提出贷款申请，并提交书面资料，包括购房合同、买卖双方的身份资料(身份证和户籍本)、婚姻状况证明(未婚证明或者结婚证)、房地产产权证、首付款证明；二手房交易贷款流程3、由银行指定估价机构对房产进行评估，为此购房人还需要承担评估费用；二手房交易贷款流程4、银行指定的律师事务所出具《法律意见书》。银行批贷，发放贷款承诺书；二手房交易贷款流程5、银行与购房人(贷款方与借款方)签订房屋抵押贷款合同并办理公证或者律师见证；二手房交易贷款流程6、建立存用贷款账户，划拨购房贷款；二手房交易贷款流程7、房地产保过户当日，办理房屋过户手续及银行抵押登记，办理贷款保险手续或者担保公司还款担保，为此购房人需要支付保险费用或者担保费用；二手房交易贷款流程8、银行发放贷款。二手房交易贷款流程9、借款人按月还本付息，直到还清本息，终止贷款合同。

身着绿衫 07-02 04:19

二手房公积金贷款流程看似复杂，其实只要能够把申请材料准备充足，再了解一些相关步骤，二手房公积金贷款流程其实是很简单的。一、申请资料要带全申请二手房公积金，办理需要的材料有如下几样：1、贷款借款人(配偶)的工资收入及住房公积金缴存证明；2、交易前的《房屋所有权证》原件及复印件；3、交易房屋(抵押物)的评估报告；4、售房人与借款人签订的《房地产转让合同》；5、借款人(配偶)的住房公积金二手房贷款申请；

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