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哪位知道交了两年公积金可以贷款多少钱

浏览：41次 | 提问时间： 07-02 04:35
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3个答案
我觉悟 07-02 04:36

看你公积金里面有多少钱，而且每个地方也不一样的。新房和二手房又不一样。苏州这边新房是夫妻共贷最多50万。一个人最多35万。二手房夫妻最多35万，个人最多好像是25万，不清楚了。这样首付就要多了，要不然就要公积金和商贷组合。不过，一般的新楼盘都不太愿意让你公积金贷。

脸在发烫 07-02 04:45

大部分城市都规定了单笔住房公积金贷款的最高额度，比如成都个人单笔住房公积金贷款最高额度为40万元；广州市住房公积金贷款个人最高额度为50万元，申请人为两个或两个以上的最高额度为80万元。 其次，住房公积金贷款额度最高不超过房款总额的70%； 申请公积金贷款还应满足月还款/月收入不大于50%(其中：月还款包括已有负债和本次负债每月还款之和)。
价格来源网络，仅供参考

趁己心酸 07-02 04:53

你好！
据我所知道的交了两年公积金可以贷款，得看你每月交多少钱，缴的比例，你的年龄，你要买的房子的房龄，综合看你能贷多少年，多少钱。利率现在是3.5%。希望我的回答对你有帮助。

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